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Debt managers ltd change old fraud orange account my name


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I received a letter at my house from DMS that was addressed to my birth name.

 

I have never used my birth name in my life, growing up I used my Mother's maiden name so I was a bit surprised about receiving it.

 

Anyway, I contacted DMS and they said the debt was sold to them by Arrow Global, who were instructed by Orange.

 

Apparently, it's a £380 defaulted Orange contract. I contacted DMS (wrote to them/emailed and phoned) and told them I know nothing about the debt. They came back with a statement, that had my birth name on and my address that I lived at with my family.

 

Turns out my Mum had opened an Orange account using my birth name. I contacted DMS and was completely open about it, explained the situation. They told me that I had to file a fraud report with the police, which I did. My Mum wrote a letter stating that she had taken it out when she was desperate and that I had no knowledge of her opening the account. She offered to pay the whole amount immediately, when they take the default off my account and add it to hers.

 

Well, I followed the whole process, then after 6 weeks Arrow Global refused to investigate as it's a "family matter".

 

Fast forward to today. I receive another letter from DMS with my ACTUAL name on it. It looks like they have transferred the debt from my birth name to my actual name.

 

Help please. What should I do? I have JUST applied for a mortgage. I should add that this debt only appears on one CRA file, and the mortgage broker helped me find a lender who doesn't use that CRA. It also appears on credit report as my birth name.

 

Can they just change the name of the account like that? I'm so angry.

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Oh dear!

 

AG playing hard & fast with legislation eh!!!!

 

Make a formal complaint to them and demand they remove the inaccurate date from your file IMMEDIATELY

or you WILL take legal action against them for defamation, and will seek damages (four figures, but goes up if you are adversely affected by their defamation)

 

Then place a notice of correction against their incorrect data, at the same time informing the CRA that should they continue to allow

AG to report this incorrect data, you will look to place them alongside AG in court to answer and share the damages.

 

ICO is the next to complain to as well.

 

Ignore DMS, they are powerless wannabes, they can do nothing.

Certainly do NOT discuss this over the phone, keep everything in writing and keep copies of everything.

 

If you don't get a mortgage because of their inaccurate data reporting, then the damages increase, substantially!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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When I tried to contact AG about it, they sent me to DMS, can I sent it straight to AG?

 

Is there a template letter for this kind of letter? :(

 

Thank you for your help

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Yes sorry, I re-read your post.

 

So orange flogged this to AG, they then flog it to DMS,

DMS then change the name to fit you?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hammer DMS then.

 

Email, write, AND use their on-line form.

http://www.dmsarrearssolutions.co.uk/Debt-Management-Services-contact-us.html

 

If they ring, then you should hang up telling them to put everything in writing.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I have been in contact with their compliance officer, but she's useless. She has ignored 3 of my emails asking to provide me with details of their legal department if they have one. Is she the person I need to contact?

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One tip for the future

 

Never ever pay a dca on the promise they,ll remove a default

 

Pers I,d be writing to the CEO of EE as well

 

DX

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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