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plong979

Erudio and final FOS decision - now drydens PAP Letter

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bloke in a diff coloured skirt at the next desk further away from the bog than him


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bloke in a diff coloured skirt at the next desk further away from the bog than him

:mad2::-x:jaw::sad:

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So I got my CCA request off Erudio and Dryden sent the forums requested in the PAP. I noticed 2 of my SLC loan forms haven’t been signed by SLC staff member, does that matter?

 

Anyway, I’ve just received another PAP from Dryden.

 

Do I do the same again?

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Yes

Scan up the returns to one mutlpage odd

Read upload


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Ok. I’ll sort out the same reply as last time. I take it, just the PAP form, no need for the CCA again?

 

Finally just to confirm, you want me to scan what I got back off Dryden and Erudio and upload as one pdf?

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Diff agreement no.? This time...


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Same then +cca again if it's the same erudio ref no. Not slc one


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Yeah same Erudio ref. I’ll get it all posted off this weekend. I’ll scan up the docs in work and upload them tomorrow or fri latest.

 

Thanks again.

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Round 3...another PAP letter, same ref number. I’ll sort out my reply over weekend. 

I do have 1 question. Just wondering what I should I do about the deferment this year. Last year I asked for payment details as I was finally over the threshold but they ignored it. Shall I write off again as I’m still over asking for details or just leave it now as it’s got to this stage?

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i'd let it run


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Posted (edited)

So I’ve had a reply to the last PAP form but this time it’s not the standard reply but it mentions my dealing with the FOS and how the FOS agreed with Erudio and how I didn’t sign their DAF but provided the SLC form. The interesting thing is the Erudio letters don’t have there letter headers on, just blank. 

 

Ill scan it up over the weekend, but I’m just wondering what is going to happen with regards to the PAP. 

Edited by plong979

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Tough it proves you sent the forms

They'll never go near a court after admitting that


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Sorry not scanned up last letter but scanner on my printer has decided to give up and I don’t have access to a private scanner in work. 

 

I also had another PAP letter, same reference num so I’ll get my same reply off this week  

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new printer all in one £30+??  no problem there?


:mad2::-x:jaw::sad:

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Is there a time limit for them to acknowledge my dispute? Letter was delivered on the 16th so it’s been longer than the previous times. 

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not that i'm aware of no.

theres no specific info that they must reply to a pap letter return no

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Been following other threads and sort of expecting a claim letter any day now so getting my notes together. But just wondering if my would be SB now? Last deferment date was May 2013 as Erudio refused evidence for my 2014 application or am I in it for the long haul? 

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SB'd like so many here..

 

there is a pattern if you look closely.

 

everyone that's had a PAP letter and or claim have been approaching 6yrs 

well what they though was!!

trouble is it runs from last deferment date not end of that deferment period

that's why they panicked and sent out 10'000 of claims/PAP's I bet

 

so they are hoping

and ofcourse 85% of people wont respond at all

to get default rubberstamped judgements in place to stop the SB clock

 

now those that got one should easily be able to set the CCJ aside because SB date had already passed,

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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