Barclays bank - od charges and fees

[persha50]

Hi - here's hoping!!!

 

I have a current account with Barclays bank (BB) which has an £2000+ overdraft which is always being used to the limit.

 

 

It only gets reduced for a couple of days when we get paid.

 

 

What is happening now with their new charges for every day the account is in overdraft is that my monthly fee has more or less doubled.

 

 

I just used to pay interest on the OD which was about £40 now its around £80/90, which I feel is very unfair.

 

I did contact them to ask about a refund (as you previous helped be get the charges back,

saying that I felt it was unfair and did not cost them that much) but now they are saying they cannot.

 

I know the only solution is to not have an OD but unfortunately that is not going to happen for a very very long time or if I win the lottery.

Any advice on this.

Kind regards

Sharon

[dx100uk]

BCOBS

 

 

gt you wages paid into to a parachute account

 

 

then suff 'em.

they cant hurt you anymore

 

 

dx

[Conniff]

Try your hardest to get the overdraft down to nil, there is an extra £80/90 you will have to spend each month.

[slick132]

Hi Persha,

 

Do you think that you may fall into the category of Financial Difficulty.

 

If so, you could ask them to review your case as per this template letter about The Lending Code - http://www.consumeractiongroup.co.uk/forum/showthread.php?387436-Letter-for-consideration-regarding-Hardship-or-Financial-Difficulty

 

If you open a new a/c and "dump" the debt by leaving the o/draft unpaid, this will impact your CRA files adversely.