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    • Ok, so as you have been overcharged you now need to be pragmatic and first of all request a refund by making a complaint.  In this first complaint do not go on about what argument you had and what conduct the inspectors were following.  Concentrate on highlighting the fact that you must get a refund because they overcharged you.  People looking at complaints receive thousands everyday and anything longer than a few lines is usually misunderstood.    After you receive your refund, then you complain about the conduct of the inspectors,  as a completely separate matter. I note that you were offered a refund, an argument broke out and you were escorted out of the station. This will not play in your favour as all inspectors would have taken note of this in their notebook and possibly complete an incident report form with their version of events. Frustrating but that's how it is, that's why I said to be pragmatic. 
    • agree with DX100uk on the reply. Every time I have replied or complained about those firms to the FO and FCA they take an age to come back and even then its with nothing new as they cannot do anything. for what its worth my debt is over 70k and even that has been inflated ! so no worries there. There are many thousands out there in the same situation.   In regards to COB and even Stepchange don't even bother as they have no idea themselves something which I complained to the FO about as CWD and IDR use in there letters to seek advice when they know full well that no charity or debt company know anything about the debt in dubai situation so this is again unfair to be using this. what also annoys me is that nobody ever signs off letters its IDR or Moriaty law etc !!!!    I have never supplied my financial details and never will and only when and if and I will repeat when and if that the debt i owe is purchased by a UK firm or indeed taken through the correct channels or courts then I will defence myself.   It makes me alugh that they think a small c;laims court understands everything that goes on and dont understand the full picture of laws that are broken and sometimes human rights also.   The best one to date for me was in 2011 imagine my new job and my new partner and some stupid collection agency in Dubai send a Fax to my director about my debt !!!! embarrassing but at the same time good to get it off my chest. they then called my partner in her work !!!! (yes this was the first time she found out about everything again good to talk) against the law, against any laws but this is how the banks and the agents work similar to those of CWD, IDR and I think Moriaty    dont pay a penny !  
    • Andy, thank you so much for your help. dx100UK  the date is 25 Jul 19   Is it ok to send now?
    • Your Rent. Bills. Council Tax etc 99.999% important.  Moriarty  0.001% important. Don't take food out of your kids mouth's to pay them.
    • Dx: half the comments they have put are not relevant or apply to anything we have stated. So not about to throw the towel in just yet.
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Poppay2

Cabot/weightmans claimform - following SD set aside in 2013 - halifax Aqua Card ***Claim Discontinued***

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Have completed the form n180. In the post today, a copy to the court and a copy to the claimant's solicitors.

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Fingers crossed for a good result in the new year. :)


 

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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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im sure it will go all the way to court, just have a feeling, just taking it one day at a time. not going to fret over xmas, as am in too good a mood and am just planning to enjoy the festive season. Merry Xmas everyone :)

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Hi All had a call from Mediation service, but the answer to their first question meant that the case had to be transferred to the court. Answer was that despite years of asking have not received documents from the claimant. currently awaiting instructions from the judge.

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Thats fine Poppay...proceeding as normal.

 

Andy


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Make sure you follow the courts direction in preparation.....exchange of standard disclosure and witness statements.

 

Andy


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Hi Everyone Update on proceedings.

 

I received a letter offering a £200 reduction on the total sum owing

(which had somehow increased to over £3k) a couple of weeks ago on a Friday,

 

I did not reply till the following Tuesday

 

I received a letter from the solicitors advising that they had filed a discontinuation with the court.

 

Which I found incredulous, but would not actually believe until the court advised that this was so.

 

No reason was given for the discontinuation.

 

This week I received the letter from the court advising that the claim had been discontinued. poppay :)

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Excellent news Poppay.

 

Delighted for you...thread title amended to reflect the result.

 

Well done.

 

Regards

 

Andy


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Hey great news


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thanks everyone I was convinced was going to court. the closeness of the offer letter and the letter of discontinuance is also very odd. Lets hope this is the end of it, as it should be statute barred in a few weeks/months.

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just made a small donation, your help has been invaluable to me and many others.

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