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Spark Energy/ Zinc / BW Legal


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Hello

I have got a debt with Spark for £1110.10,

 

 

I have been passed over to Zinc

 

 

I emailed them and offered to pay £5 per month,

they agreed to this and said they would get in touch with Spark to see if I could pay this rate for the next 24 months rather than the usual 12.

 

whilst still awaiting an answer to this and a date to start paying the £5

 

 

I got a phonecall from BW Legal who said they were dealing with this and wanted to go through income/expenditure,

 

 

I asked them to ring during my dinner hour,

they didn't,

 

 

I rang them and they said they were on their dinner and would ring later,

 

 

I told them to post me a form as I cant answer my phone at work.

 

I have got the form and it is asking who my employer is,

what my car is worth?

what my partners wage is?

do I have to answer these questions?

 

 

seems a bit intrusive, plus, as far as I was aware I had sorted this debt with Zinc??

anyone help.

neutral.gif

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Er, please stop talking to these fleecers over the phone.

 

Keep everything in writing ONLY.

If they ring you, laugh and hang up.

 

You can ignore their petty I&E forms, only a judge can demand to see your I&E, DCA's are powerless nobody's who think they

have some sort of power or legal rights over debtors, they don't!

 

Check your credit file first.

Who is 'Spark'?

 

What is the actual debt, loan, credit card, utilities?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Spark are a utilities company they provided my Gas and Electric for a while (estimated readings nightmare). they passed the debt to zinc now it looks like its been passed on again.

thanks

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sounds like the usual tricks spark energy pull.

 

 

don't pay them a penny [the powerless dca's]

 

 

FWIW you'll see several recent thread on these three with old spark bills

 

 

DO NOT EVER PAY A DCA ON A UTILS BILL.

THEY HAVE NO POWERS WHATSOEVER.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Oh yes, now I get the picture!

 

http://www.theguardian.com/money/2013/apr/08/spark-energy-electricity-bill

 

Have you made a formal complaint to Spark?

 

How did this debt happen?

Due to their estimated readings?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hi, thank you for your replies.

Shall I just pay Spark direct then? I do accept the bill is correct, I just don't have that kind of money to pay it off.

thanks

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how old is this bill and did you get it within the last year

and for how long does it cover?

 

 

more info is needed

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Wag

 

Sorry to hear you're having problems getting things sorted out.

 

 

If you drop me a message with your Spark account info, I'd be happy to see how I can help you.

 

 

Kind regards

 

 

Jenny

Customer Relations Manager

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the issue here is both of you are under 30posts

so cannot PM each other

 

 

might be an idea to post an email contact jenny.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...

Why bother

They are powerless

And not bailiffs

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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