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EOS Solutions chasing old UU 'debt'


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Hi folks,

 

I'm new here, so apologies if I've posted in the wrong place, although debt collections seems about right!

 

We've had 2 letters from EOS solutions.

 

 

One trying to trace us and today's demanding payment for a united utilities debt from our last property.

 

 

We are 99% certain that all of our debts were cleared when we moved out - the property was a rental and we only lived there for a year.

 

 

Bizarrely, we have been with United Utilities for 2 years at our current address, have paid on time

and never been contacted by them about any debt.

 

 

Surely even the most feckless of collection officers at United Utilities would have been successful in tracing us,

since we provided them with our new address and continue to use their services.

 

Now, normally, I would blank these clowns and think on it no more, yet the stakes are a little higher at the moment.

We will be applying for a mortgage in a few months time and I am concerned about rolling the dice with our credit rating on this one.

 

Any thoughts on how to proceed?

 

 

Is a CCA request appropriate in this situation?

 

 

Do they have the power to make any entries on my credit file?

 

Needless to say, I have not called EOS to discuss

 

Any advice/assistance gratefully received!

 

Thanks,

 

Joe.

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Hi and welcome to CAG.

 

Don't ring them, write or email. You want a paper trail. A CCA request is no good in this case as it is a service provided rather than credit.

 

I cannot sat for sure that they won't mark your credit file. Some do, some don't. The best way is to check them out.

 

I suggest a 'prove it letter'

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387363-You-know-nothing-of-the-Debt-Prove-It-**Updated-21st-April-2014**&p=4192594&viewfull=1#post4192594

 

then see what they come back with. As for united utilities, I would contact them and ask why they passes this on based on the fact they knew where you live.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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never ever contact or write to a DCA about a utils bill.

they are never sold on

 

 

so any DCA is totally powerless.

 

 

if you want to do anything

contact UU.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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