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What if anything do I do next??

 

I have recently found out that Cabot have bought another of my old debts from Yorkshire bank,

 

the difficulty is that Yorkshire bank took me to court in February 2011.

 

 

after I gave them the request for my original signed documents they then wrote to me stating the debt was unenforceable.

 

Should I tell Cabot about this or wait for another claim form?

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Do you have the original letter? If not a SAR request to Yorkshire Bank should get this.

It would get Cabot of your back quick


 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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i have the original letter and a copy of the claim form from 2011

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is this the same debt as the CCJ

then you say 'another' account

 

 

send the muppets a CCA request

 

 

what type of debt is this

 

 

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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No its another one but

 

 

I have received no court action yet but

 

 

i was wondering can this still go to court even though Yorkshire bank did this in 2011?

 

I thought you can not receive court action twice for the same alleged debt?

 

its a visa card debt

 

thanks

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if YB say theres no CCA

then tough luck cabot

 

 

what does your credit file say about this debt

is it defaulted?

when was your last payment?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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last payment January 2010, i don't think I was given a default notice.

 

I always thought you can only go to court once on the same debt.

 

Yorkshire bank went to court in 2011 concerning this debt so can

 

Cabot now take me to court?

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?????????

 

 

in post 5 you said it was not the same debt

 

 

so what the truth.

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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sorry - thought you were commenting on my other post - capital one

 

- yes its the same debt,

 

i think our wires crossed slightly with "Cabot have bought another of my old debts"

 

I was using the wording to start the thread!

Edited by keltic10

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ok sri

I'd send then a copy of the YB un-en letter if cabot mentioned poss court in their letter

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Will do

 

thank you

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