Jump to content


Cabot/weightmans claimform - old CAp1 debt - prob SB'd


Please note that this topic has not had any new posts for the last 1929 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I stupidly forgot yours is an sb thread.

 

 

it wont harm you to 31:14

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

]I hadnt got chance to do the 31:14 yet

 

i have received a response from the solicitors.

 

They claim ive made a payment but like i said before im very sure i havent! doesnt make sense..

 

.. Do i Sar to find out this "payment" they advise, or if i ask for copys of said payment would they provide along with the reset they are requesting and sending to me.

Link to post
Share on other sites

they need to provide the evidence of

 

 

who

when

method

bank

 

 

write requesting these

 

 

though they still have to also comply with the CCA request anyway

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites
they need to provide the evidence of

 

 

who

when

method

bank

 

 

write requesting these

 

 

though they still have to also comply with the CCA request anyway

 

 

dx

 

Should they supply that with the CCA info? Alternatively is it an additional thing I have to ask for or can ask for in a 31:14?

Link to post
Share on other sites

you might get a statement of account with the CCA but no guarantee they will show 04/12 payments

 

 

not noted in POC so nothing to do with CPR.

 

 

you'll have to write a letter

or simply ignore what they are saying and wait and see if they pay and file to progress

then they'd have to produce the proof I think.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thinking about it, if there was a payment as they claim - which i dont ever recall or know of paying.

 

 

would that then resume the 6 years on the Credit file as well?

 

 

cuz as stated theres actually nowt on my credit file.

 

 

Think a email to them tomorrow is called for

Link to post
Share on other sites

nope

once a debt is defaulted

it will be removed on the defaults 6th birthday

regardless to any payment or not

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

And by sending that ...you have informed them of your intended arguments and basis of defence....so they will have time to decide and prepare/create the necessary proof to proceed.

 

A defendant states no more once a defence has been submitted...its the claimants choice if they wish to proceed on that defence....never reveal your hand in litigation until the appropriate time.

 

Wait for the DQ.

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

oh ok Andy,

 

So how longs litigation take and is it all back and forth online / letters first? whats a DQ by the way? should i at least ask for a statement of account?

Link to post
Share on other sites

It can be as simple and swift as you make it........or as complicated as it will get if you submit the above.

 

Submit your defence....wait a response....no need to do anything or communicate...wait for the claim to be allocated (DQ)....

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

And if you dont know what a DQ (Directions Questionnaire) is by now...then you need to read some threads.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

post #37 'directions questionnaire'

 

if they want to continue, they'll have to inform the court so, and pay the fee re dq.

IMO

:-):rant:

 

Link to post
Share on other sites

It is ......which allocates the claim to Court Track...this is when the claim becomes live and signifies that the claimant is proceeding...so up up until the DQs are served (if served) its all pure speculation...claimant sounding out the defendant....and whether its wise to proceed.

 

So responding to any of the claimants missives pre allocation only arms them with information that they are not aware of at this stage...and gives them ammunition to prepare.

 

Plenty of opportunity to converse when they decide if they wish to proceed.......so do not respond.

 

You may find the following useful on how the process of a claim works.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?356814-The-Process-of-Litigation..-Court-Claims-Defences

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
  • 2 weeks later...

Hey all,

 

Still not received CCA or any update to the claim it's still stuck on defence received and acknowledged 11th June. Is there a time limit on if they want to peruse the claim to issue me the Dq?

Link to post
Share on other sites

There is no time limit to inform the court and issue DQ,s but if the claimant has made no response within 33 days the claim is stayed...

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
  • 2 weeks later...

Hi guys,

 

had a letter a few days ago saying there client does not accept such.

 

 

Well the DQ has arrived today.

 

 

What's the next step guys

 

 

do I then ask the questions in regards to the payment they claim was made?

 

 

Really stuck and don't no what to do.

 

 

I know people have said some dca make up ghost payments but surely they wouldn't DQ on a ghost one.

 

 

I still stand by I havemt made a payment to them

Link to post
Share on other sites

Just complete the DQ and file and serve......and relax do nothing.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
  • 1 month later...

Sorry for the delay in responding, I've only just received information back.

 

Initially the court said i had failed to submit the DQ in time, i got in touch and its sorted now, i had got it back in in time. Money claim site says its now transferred to Dudley - which I'm assuming is my local county court.

 

I've also received the following letter which is saying they are unable to get my credit agreement and cannot do anything in the courts while they haven't got it.

 

what's next guys because they have not fulfilled my request in time and it seems to be stuck in almost a stalemate at the moment.

 

 

 

Cheers

Link to post
Share on other sites

Its not stuck in stalemate...its stayed as expected....so ignore and relax until they decide to proceed.....they have submitted their DQ so the hearing fee is their next payment...no payment... no hearing...claim struck out.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...