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I recently took out a payday loan with Quidmarket.

 

Yesterday, I received an email from them saying the agreement was unenforceable as they were to be charging me more than they were legally allowed to.

 

As a result they would not be charging me any interest and all I had to pay back was the capital a month later than I was meant to.

 

Obviously, that is good news for me but I wondered if, as the agreement is unenforcable, legally do I have to pay the capital back ???

 

I have attached a copy of the email less my personal details

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The agreement is only unenforceable due to the interest. They've removed it so its now enforceable. If you don't repay it, you may get a default or even a ccj

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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