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    • Salesman just called essentially saying they will be speaking to the various managers tomorrow to put together a plan of action - more to the point, its looking like they would come to me, pick the car up and take it back to PA to resolve the issues if I am not comfortable driving it up myself.   Lets see what they come back with tomorrow and go from there- He did ask if I had a car and I said yes - in hindsight I am now thinking its because we could be without the Q3 for a few days so this might also need to be raised as the "owner " is a heavily pregnant person hence the upgrade and don't want her to be carless if I am out at work and she needs to go for a scan/app ...   Will update tomorrow
    • “He’s not a conservative. He’s got no backbone or genuine deals. He’s incompetent.”   for those that want to google it
    • thanks ill look at them   id imagine she took it out around 2008-10. We got into the doo doo after 2011 and thats when it woud have been defaulted
    • Rampantly breaking manifesto pledges to those who vote for them is a Johnson/Far right wing forte - NOT a genuine conservative one. Thatcher would have righteously handbagged Johnson and kicked him into a corner.   Manchester Young Conservatives have tweeted calling for Boris Johnson to resign for 'l[ying] about helping us in the north'   tweet was quickly deleted...   I did vote for Corbyn out of desperation, but wouldn't again even against Johnson. I think they are both unfit to hold positions of responsibility along with Gove and Duncan Smith among others.
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
      We had a 10yr  finance contract for a boiler fitted July 2015.
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
      You only have to look at TrustPilot to get an idea of what this company is like.
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Hi all,


I'm not entirely sure on the rules regarding erecting of fences on boundary walls, so was hoping someone could clarify for me.


Basically our bungalow is very close to the house next door, their kitchen window/door looks right into our kitchen

There's no privacy outside, except for a 3-4ft tall concrete/brick wall.


Can I have a tallish fence erected/attached to the brick wall, to give us some privacy?

This is the view from our kitchen door:






This is the satellite map showing how the houses look from above.

The red line being the short brick/concrete wall.



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You will need to look at your deeds, there may be restrictive covenants etc that restrict your right to put up fences.


However, if there are not, you can normally put up a fence up to 6ft tall if it is behind the building line. Hedges can go higher.


If you are in any doubt, planning departments can be very helpful if you phone them.




You can also get film to put onto your window that will mean that you can see out, but no one can see in, that would maybe give you privacy?

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I think the rules on fence height only apply to a solid structure - adding to the stated 2m permitted height with trellis is quite normal. Choosing appropriate trellis pattern rather than a solid fence could give you the privacy you need without blocking light.

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Best advice is speak to the neighbour. They may want a fence to be put up and even share the cost. On your side of the boundary you can erect a fence if you want one. It is if you wanted to muck around with the actual boundary wall that you would have to go through a formal process with the neighbour.

We could do with some help from you.



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you can put up a fence without any permission on your property as long as it is no more than 2m high at its highest point. This is to take into account any slope of the land. You can ask for PP to erect a taller fence. Your neighbour's light doesnt come into it in this matter even if they have ancient lights rights. Walls can be built but will need to pass building regs rather than needing permission. As for where the boundary is there is a little leeway in the London Building Acts and similar legislation in other cities but try and get agreement with the neighbour if there is any dispute as to where the boundary is.

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Agree with U67, cannot see any problem and you would both benefit from the privacy.

have a word with the neighbour about your proposal.

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