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Took a secured loan + ppi with First National bank in 1991.

 

- Paid loan off in 1998.

 

I have all the paperwork.

 

Made a ppi claim in 2014 GE Money (who took over First National Bank).

 

GE Money said they had no records, so no case.

 

Took complaint to Ombudsman.

 

Eventually the Ombudsman said they cannot enforce the claim as loans only became regulated in 2007.

 

Is this correct? Surely miss-selling is miss-selling?

 

Ombudsman said ‘first national bank’ were not on our ‘voluntary’ list at the time the loan was taken out.

 

Ombudsman have suggested i try and find out who the insurance company were that underwrote my ppi policy? any ideas anyone?

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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