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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Visualize - 2nd yr of advertising contract started without my say so


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Hi,

 

I run a small hair salon. J

ust over a year ago, I was approached about the possibility of having some advertising,

the advert would be 1000 leaflets for my use, as well as leaflets being left under the seats at a local ice rink,

and an advert put up on screen. This would last for 1 year.

 

 

The adverts would be on a rolling advertisement, but guaranteed to be shown at least once during each event that was held there.

I never went to the ice rink, but had faith that it would be done..

. having said that, over the course of a year I've had no custom from it.

The leaflets all said to bring the leaflet with them, and the customer would receive a discount.

I put it down as a lesson learned, and a failed attempt to advertise, and thought nothing of it.

 

 

However, today I received a letter saying year 2 of my contract had started last month,

and I now owe a full year payment (in full or installments) as I have agreed to a second year.

I never did this.

I have called them up, and was informed that I was given a second year because I did not cancel my contract in the first 9 months of year one

and it was a rolling contract, minimal of two years, unless a cancellation was requested.

Now, I would put this down to another lesson learned, and I should have read the small print, etc.

 

 

when I took out the contract, I stated very firmly I did not want two years.

I wanted one (which was an option they gave me), and I was told that 'Optional' would be written down for year 2,

so I could choose to have it at the same rate if I wanted it.

 

 

I signed the contract, after again confirming it was for 1 year and my request for it to be 1 year only meant it would not roll over.

I set up a quarterly Direct Debit, and that was that.

 

this request for payment seems to be unfair, because I was told it was 1 year and my request for 1 year counted as an immediate request for cancellation.

I also find it strange (yet I'm also thankful) that it wasn't just taken from my bank, since they have my direct debit details.

Why the request for me to send them the money?

 

 

I've been in touch, it is legitimately from the same people. But it just seems odd to me.

 

They've been very offish about it when I've contacted them, and basically told me tough as no request was made in that 9 month period.

But as I was told, on signing in the first place, that it was accepted and no second year would come... why would I call and cancel again?

 

What are my options here? should I have received a letter (in good grace) to remind me I needed to cancel, if they truly thought I'd not done already?

 

If anyone could help, I would be most gracious

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Still got the agreement

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Still got the agreement

 

Yeah. But it says 'optional' for length of contract, there's nowhere that states they agreed to one year. So they're saying it's my fault for not cancelling as optional means 2 years unless I cancel, when I was told it was optional because I had it for one year and had the option to make it 2 If I wanted it.

 

The back of the agreement does say that optional means 2 years unless cancelled, but I stated I only wanted 1 year and was told year 2 was cancelled immediately unless I decided to opt back in

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Its quite a common spoof these people pull

 

All the salesman. Wanted was his commission so said anything you wanted to hear

 

DX

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Which company is it please?

 

Did you pay by card and do they still have your details? If so, you need to send a written instruction to your bank not to pay them.

 

The "agreements" are extremely unfair and of course there are hundreds of people who fall for it every year. How much did you pay for your advertising anyway?

 

We had a spate of advertising spoofs a few years ago - different to this one, though.

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Tell them in no uncertain terms that you agreed to a 1 year contract with an option for a second year and as they are rubbish at their job you will not be taking the option of the second year.

They will huff and puff because B2B contracts are notoriously vague but they will probably just go away if they dont thibk they are going to get any money. Do not be gentle though, that look to the as though you might settle for soemthing.

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  • 4 weeks later...

I emailed them and explained that their agent told me in person that my 'optional' second year was not happening,

and that it was 'optional' because if I wanted to stop it from being cancelled, I would be entitled to the promised rate.

 

They replied back to tell me "Tough. Should have gone with what the contract says, not some vocal agreement"

despite the contract only being signed based on said vocal agreement and explanation of what the term was for. I replied with this:

 

--------

 

Dear Tracey,

 

I apologise for my delay in writing back to you, as I was on holiday. To get back to our previous discussion,

I find it very disheartening to see you claim that Miss **** is relying on spoken word, and not her contractual obligations.

Unfortunately, the spoken word you mention can still be held as a verbal contract.

 

Your sales agent informed Miss **** of what her contract meant, and signed her up based purely on what they had said to her,

and the terms she wanted. Again, your lack of understanding as to why Miss **** would think she needed to contact you,

after being told she would not, baffles me.

 

IF she had come to you, got told your usual coverage rates, and then signed up and then decided 14 months later to cancel I could understand your view.

However, she did not. She cancelled the day the signed up, your sales agent informed her so.

 

 

The second optional year would NOT happen, unless she wanted it and chose to call and cancel her cancellation.

This is what she was told, this is what she was promised, this was the verbal contract agreed prior to signing a written one,

which carried your usual terms of an 'optional' second year, which was explained to Miss **** as still being optional,

should she choose not to keep her cancellation order.

It was blatantly a lie, and as such, a breach of a verbal contract between herself and the sales agent.

 

 

She is under no obligation to pay a second year, for something that was sold to her under a false promise.

The fact that you are so willing to shove the verbal contract to one side, and say that any agreements are irrelevant

and only the paperwork counts regardless of how it is explained to customers concerns me.

 

 

As it may well be common practice for you to have sales agents say anything and everything to customers in order for them to sign and even,

as in this case, lying about what the terms are to help close a pressured sale.

 

Miss ***** should be under no obligation to pay for that full second year, because your agent said there would be none.

At no point did she sign a 2 year contract. She signed one with an optional second year. One where the option was refused on day 1.

Your agent should have cancelled it, your agent lied, your agent broke their verbal contract, and your agent is at fault, not Miss *****.

 

--------------------------

 

They then ignored me for 10 days (Please note, I've not sent a letter pretending to be a lawyer or anything.

The reason why I'm a 3rd party reference in the letter is because my Brother in Law wrote it as I have trouble putting stuff down

so he contacted her for me, and even acknowledged that)

 

After ignoring me for the last 10 days, they have now sent me a new letter.

With my name spelt wrong, with big red writing on it demanding immediate payment in 5 days or they will add charges, and interest, and then take me to court

 

So now I'm worried.

Can they take me court, when they broke a verbal contract which was the foundation for the written one?

I dont have the nerve to go to court over it, but I'm not really willing to pay nearly £1000 for something I'd not even asked for.

 

Please help. I need to reply to them ASAP.

 

Thanks.

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read it carefully it does not say WILL anywhere.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Quite right. Their letter says 'may charge... may accrue interest.... may be taken to court'

 

So I can still continue to dispute this without worry of a deadline? I intend to go to the ice rink tomorrow and speak with the manager to find out if any of these adverts have played this year, as I have a lot of clients who go there but none have ever mentioned the adverts and they usually tell me anything and everything they see

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might be best to stop any comms tennis now.

 

 

they'll prob pass it on to a scary DCA

 

 

that will send scary threat-o-grams in red

 

 

totally powerless ofcourse.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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