Lowell/carter claimform - old CAp1 Card 'debt'

[WorriedAnnie]

What is next in the process? Do i need to respond to their letter?

 

I will ring Capital One and see if they can tell me the last payment date.

[Bazooka Boo]

What is next in the process? Do i need to respond to their letter?

I will ring Capital One and see if they can tell me the last payment date.

 

No need to respond to farter, that letter is his standard response before he throws in the towel.

 

Give Cr@pone a ring, but expect them to give you the standard response ''we sold it, it's nothing to do with us now'' which is factually incorrect, but

they like to use that line.

[WorriedAnnie]

Hi there just rang Capital One and they have told me on the phone that the last payment i made to them was 30th January 2008.

[Old Cogger]

If no acknowledgment then it is SB

[Bazooka Boo]

All that worry for nowt!

[WorriedAnnie]

What does SB mean and what do i need to do

[dx100uk]

go file this defence.

 

 

E&W

....

 

The following defence is all you need if it is SB

1 The Claimant's claim was issued on (insert date).

2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.

.

If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant.

.

3 The Claimant's claim to be entitled to payment of £x or any other sum, or relief of any kind is denied.

.

.game over for farter

 

 

did cap1 say they'd put that in writing?

 

 

dx

[WorriedAnnie]

Thank you so much for the help. Defence is submitted.

 

What usually happens now?

[WorriedAnnie]

Hello guys i got this letter today from Bryan Carter Solicitors.

 

They intend to proceed to court but want to negotiate first?

 

What should i do next please?

[dx100uk]

pdf please

 

 

but pers I'd ignore them

 

 

last roll of the dice before they have to disc. the claim

 

 

I take it no-one has still to date supplied an enforceable agreement?

 

 

edit I see this is an SB'd debt anyway

totally ignore them.

if/when they want to do anything

and pay the fee

the COURT will write and tell you

 

 

 

dx

[Bazooka Boo]

He really is vile, specious little man!

 

Hope this clown tries it on and gets his comeuppance!

I'd be complaining to the SRA to boot an all.

[AndyOrch]

And dont ring that 0345 number at 10p per min:-)

[WorriedAnnie]

Hi there need more advice please.

 

Just received "Notice Of Proposed Allocation To The Small Claims Track" With a "Directions Questionnaire"

 

What do i do now looks like they are going to go to court How do i fill this out plzzzzzzzzzzzzzz

 

REF N180

[dx100uk]

Read the threads here type in directions questionnaire into the search cag in the red top toolbar

[dx100uk]

http://www.consumeractiongroup.co.uk/forum/showthread.php?447772-Lowell-Carter-claimform-HBOS-Current-AC-OD-debt&p=4769787#post4769787

[WorriedAnnie]

Thanx very much will fill it out in the morning