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mrmickey

Blemain say I owe them Money - Can I reclaim charges

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they probably charged you building ins too when you already had it.

 

 

bet that and the charges reclaim meets their F&F figure?


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The charges relating to letters calls are before 2010 if i recall correctly that has now been changed to collections being one charge per month, when asked how it costs £35 per call or letter they claim it is to pay for the collection team. Insurance for building is where they charge for block insurance on their insurance, as you havent supplied details of your insurance

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All of those wacky fixed fee charges are reclaimable plus either contractual interest in restitution or statutory 8% interest depending on which way you want to go.

Stat int doesnt require an argument but is less in monetary terms than contractual interest in restitution, if you understand the ruling in sempra metals v hmrc then go for CIIR, if not stick with 8% s69.


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The problem with the building insurance payments they take is that they require blemains name to be noted as interested party on your insurance. Without this they don't care if you have other insurance.

 

This was prior to 2012 when they changed policy and no longer require to be noted as an interested party.

I have had limited success so far with this particular fight.

 

They did remove some as there was no proof supplied within the SAR of them asking me to provide proof.

 

The other years I in tabs to fight at court with proof of my own policy.

 

It is not illegal to have two insurance policies

just illegal to claim on both unless they share any claim costs.

Point is no one would pay for two as there is no benefit.

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with proof of policies they should be refunding

if they don't

get in contact with the other insurers

and ask them to start a dual insurance reclaim


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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