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    • PCN Charge  - NTK received on 26th January for, “illegal” parking on the  Nicol Street Car Park for 11 minutes on 19th January, (having done so on the understanding that the car parks had been made free due to the COVID-19). I noticed a similar event and correspondence regarding the same car park in June last year and the advice given was to ignore the, “fine”. However I can’t find the correspondence again and wondered if the advice was followed and how it turned out?     
    • just tell them the truth surely, it wasn't purposefully does and as you insurance company say, technically you were insured and so was the vehicle. it's not as if there was no insurance whatsoever and you were purposefully driving without ever taking out any.    
    • PCN Charge  - NTK received on 26th January for, “illegal” parking on the  Nicol Street Car Park for 11 minutes on 19th January, (having done so on the understanding that the car parks had been made free due to the COVID-19). I noticed a similar event and correspondence regarding the same car park in June last year and the advice given was to ignore the, “fine”. However I can’t find the correspondence again and wondered if the advice was followed and how it turned out?    Nicol Street Car Park Again - Private Land Parking Enforcement - Consumer Action Group
    • As per my old and new posts all correspondences have now ceased from all parties hence me raising issue again.   If defaulted in January 2018, surely I should have been notified?    
    • Hi   I received a NIP for traveling 39mph in a 30 zone (mobile speed camera) in December 2020. As it is my offence, the police sent a letter requesting to know who was driving with three possible outcomes: speed awareness course, 3 points of contest at court. I provided my details and sent the form off.    The police sent me a letter this week asking for confirmation of my insurance... I realised that in October 2020 I removed a private number plate off the vehicle and notified the DVLA and the V5 form but I didn't norify my insurers.    I called the insurance company today and updated my number plate and they said technically I was insured and the vehicle was insured and it depends on how linient the police will be.    I am just concerned as the recent letter states possible prosecution for driving with out insurance with a possible fine and 6 to 8 points.    If they add that to the original 3 I might be given that would be 11 for a first offence.    Has anyone got any experience on this or any advice as I am pretty worried!    Thanks 
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
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    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
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I am currently renting a four bedroom property from Melin homes.

 

The property is just over three and a half years old, I have been living at the property for around two and a half years.

 

The house was built directly in front of a rugby field, all that separates my garden from the rugby field is a fence and a huge bank full of overgrown ferns and nettles which apparently is owned by the rugby club.

The back garden gets flooded frequently and despite my numerous complaints, Melin homes has done nothing to rectify the problem.

 

Melin has told me that " we've had a word with our legal team, and its not our responsibility to maintain a water logged garden"

I've attached some photos, the last photo is from next doors garden on the same day and as you can see, there is no flooding in their property despite their garden being behind the rugby clubs bank.

 

Can anyone point me in the right direction as to what my rights are regarding this situation, or am I just stuck with a swamp for a back garden?

 

Thanks for you help.

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I can't imagine that it is anyone other than the landlord who is responsible.

 

I think you need to start looking to the tenancy agreement very carefully. Also I would start finding out how best to discover the source of the problem.

 

Surely it must talk about responsibilities in the tenancy agreement?

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I can't imagine that it is anyone other than the landlord who is responsible.

 

I think you need to start looking to the tenancy agreement very carefully. Also I would start finding out how best to discover the source of the problem.

 

Surely it must talk about responsibilities in the tenancy agreement?

Thank you, time to dig out the tenancy agreement.

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I cannot see how it is the LLs resp. The builder prob seeded the lawn on a clay base, or the area may have a high water table (close to a river/pond/spring. Spread some course grit sand and aerate with a garden fork You have lived there for 2.5 years, pres during earlier rainy periods. When were those pics taken? If you were the owner-occupier who would you blame or do what?

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Thanks for your reply, I have already tried the sand and garden fork method ( bent my garden fork ).

I went as far as purchasing a fence post auger so I could turn all the soil, and break it up a bit. I literaly cannot get down more than a few inches.

I just dont understand why next doors garden is fine but my garden always floods ( the entire estate is brand new ).

There has to be a problem with the drainage somewhere.

And as for who is to blame, surely it lies with the landlord or the builders.

Its as if they just filled it full of rocks and coated it with a layer of clay.

There are also areas were the grass refuses to grow.

Some pics were taken last year, some were taken last week.

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what area do you live in? place name? I know of a lot of new houses being built on land that floods and canals etc nearby, and have commented to people when passing by that we could not play in that area during winter etc as the fields always flooded , yet they have built estates (new)?? just a thought!

:mad2::-x:jaw::sad:
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Is the flooding due to run-off? If so the rugby club have a responsibility to make sure that their water stays on their land or is drained properly.They may have created a hydraulic gradient by building the bank so that would drain towards your garden. If it is just standing water then the LL doesnt have to bother with anything if they dont feel like it and then you will need to do something yourself. have a look at the level of the ground, you may need to get one of those laser levels from a hardware store (or borrow one if you can) and look to see how level your garden is and its height relative to the surrounding gardens and land.

You may have to dig a big ditch and create a graded filter ( coarse gravel at the bottom, then grit then coarse and finally fine sand) to drain it away if the ground is permeable enough nearby. Some places are just absolute pigs and importing some topsoil and create a new higher level may be the only answer. Your council is obliged to keep environmental maps and surveys so there should be something there that can be of use. A local museum may also have geological maps or surveys of your area and they should tell you what is under the soil.

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