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Question re Hastings Direct


wilko1
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I had a non fault accident with only 2 days of my insurance policy with HD left. The new policy had already been set up with HD and a deposit paid. The car was declared a write off a week after the accident and HD cancelled the new policy, saying it will be removed from the insurers database. Will I have to declare that I have had a cancelled policy and if so how will it affect future insurance. If anyone has advice especially a Hastings rep I will be very grateful.

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Hi.

 

Thanks for the query - in short the general answer is you don't need to tick yes for that type of cancellation. The question usually refers to having a policy cancelled due to something adverse that the policyholder has done or not done. However, bear in mind that the question is worded differently depending on insurer and usually the best course of action is to ask one of the sales team if you're unsure.

 

Many thanks,

 

Joe

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