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    • I started paying her old council tax as they said they would jail her I managed to get those account details. We then got back together she moved in with me stopped me going to my house. Eventually let me back in I was there 4 days then the police showed up at 1am arrested me for 8 different offences. On the morning I was in custody she rang the letting agent and asked for the house to be changed to her sole name as I was in jail. The house was changed to her name I was made homeless. The bills she did not change to her name left them as occupier the utility companies then said I had to pay as there was lots more usage than an empty property. My solicitor said if I don't pay them I will be reported for it. It has since turned out that in her old property she didn't pay the bills. The electric bill she put in her daughter's name then cancelled the direct debit the council tax she never attempted to pay. Due to one of the accusations I have since been told I need to pay these bills even after getting emails saying I'm not liable for the bills. I have forwarded these on to the police and solicitors and had no reply. Other than you have to pay these bills. I'm also going to end up paying the bills where she lives now as once again they are not being paid. I can't go in to detail about the case as I'm due to be charged next week not sure what with yet but the police have told me I'm going to be charged.  My ex will not tell me nor can tell me about her debts as she doesn't want me to know how much debt she is in or has put her daughter in once she turned 18. I do not want to be paying her debts after what she has done to me.
    • In the earlier thread (now linked above) you were going to change your name by Deed Poll. Did you do that? Did it solve any of your problems? What, exactly, have you been charged with? Has a court date been scheduled? I cannot think of any reason why the police would tell you to pay your Ex's debts that she incurred 5 years before you met her. Either there's lots of the story you aren't telling us, or you have misunderstood what you have been told, or you are trolling us. Earlier you said it was your Ex who wanted you to pay her debts and, for some reason that  no-one here could understand, you were going to do so. So your Ex can give you all the details of her debts and you can pay them. She can hardly expect you to pay them if she won't give you the account details! I've never known debt collectors be fussy about who pays as long as someone does. They routinely take payments from friends and family to clear debts. It's not illegal to pay someone else's debts          
    • What you've said isn't helping. Please post up a redacted version of the appropriate section of the court papers.  HB
    • Oh, yeah. The law I’m charged with is riding underground without a valid ticket said by SJPN Student Union can’t provide any help, I have contacted them
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Early Termination Fees - After Barring Are They Legal...


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As Title says. If a company bars an account and prevents you from using the service, are ETFs then legal?

I remember having this conversation before...

 

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**Fko-Filee**

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Not sure I understand what you are asking, fkofilee ?

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Well heres the thing, i dont know whether ETFs are lawful if they cut you off...

As they are preventing you from using the service you pay for?

 

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I assume this is a mobile phone so any answer will reflect that.

 

When you signed up, you agreed to pay the monthly bill and if the phone is disconnected for non payment, they are allowed to charge a fee if they terminate the account.

 

Many firms try to get away with charging the full monthly cost whereas, it is my opinion that they can't as they are not providing the full service.

 

They can charge a proportion of the rental cost if it includes texts and calls and data which is being withheld.

 

What they have been doing is adding admin fees which tend to be too much and not a reasonable amount (check out Vodafone for instance)

 

So, a long winded reply to a relatively simple question.

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Okay so what would you consider a reasonable amount of cost for an ETF in this stance then?

 

 

How long is a piece of string! No one knows. As we cannot know how the monthly bill is broken down into its component parts. You could ask the supplier.

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All EE see fit to discount is the VAT from the ETF .... Which I'm not sure they could charge anyway ?

I mean, the the difference in the full contractual value and ETF is the vat ...

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  • 2 weeks later...

A kinda related question.

A school mum is moving she has a contract with VM for tv/phone/bb. She has about 3 months left on contract and where she is moving to they don't supply, its rural not moving due to choice but elderly family members who cant look after self, she is due to move before the contract ends by 1 month as she is going after the schools finish. they are saying she is cancelling the contract as she could take the contract with her even tho they have admitted she cant due to not suppo charge her ETFs.

OFT debt collection guidance

 

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I would have thought that if a supplier cannot provide the service to a new address, the contract should end however (and I am ready to be contradicted) if they can supply part of the service then they can charge ETFs for that part only.

 

If they are refusing then a complaint to them followed by a complaint to the Ombudsman.

 

I used to live in a Virgin Media area but when I moved to a rural area VM could not supply so they agreed to terminate the contract with 6 months remaining.

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