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    • p'haps not the best thing to do just use the N244.and the ex160 let them sort it out don't complicate things..   don't worry about the bailiffs there isn't really anything they can do there is no right of forced entry upon consumer debt CCJ enforcement.    
    • again you appear not to be understanding things.....   a default does not go statute barred - as carefully explained in post 4....once it reaches its 6th birthday it along with the associated account will be removed from your file. that happening has no effect on the debt itself. it does not mean it is no owed.    your debt is NOT statute barred it has a CCJ . should the claimant fail to enforce the CCJ by it's 6th birthday, when, as with a default, it falls off your credit file, then they would need to return to court to do so. and again that happening has no effect upon the debt itself.   they both operate under the same ICO rule, quoted as in post 4..   All references to a defaulted debt must be removed from your credit files after 6 years  has passed from date of default, whether paid off, paying now or not.  . This is so that someone who continues paying something  - even after 6 years from default  - should not be at a disadvantage to someone who pays nothing after default  and ends up with a clean file after 6 years. 
    • Pleased to say that the default has gone from my credit report due to being SB. My Experian credit score is now 978 out of 999 and excellent. Experian doesn’t show my 2 x CCJ’s. Equifax’s shows just 1.    my question is this.... clearly the debt is still owed for the SB debt, the CCJ is still live until June next year.   Can I make an offer of 10% to settle the debt now that it’s SB? If so is there a letter template that I can send to them to make such an offer?   thanks in advance 
    • Your position is not untenable in any way. You have already mitigated partially any impending disaster by opening another non Paypal linked bank account so they cannot arbitrarily seize what they want.   First thing to remember you are in control here. Whatever you offer to pay them must be something you can reasonably afford even if its only a pound a week and you must pay it to Paypal. If like me they freeze your account then there is no way you can reasonably pay them. They are not going to give you another account to pay it into.   The reason I got into difficulties with them was because I had recurring large payments being made to a supplier of mine which continued after I was rushed into hospital for series of emergency operations. When I came out of hospital Paypal had simply frozen the account which I discovered when I tried to pay money into it to alleviate the huge deficit that had accrued. So I paid nothing of what I owed. I received about 4 or 5 threatening missives which I ignored as well as any phone calls. I tried for several months to make payments into the account and in the end I gave up. Despite all the threats nothing actually happened.   If you read all the answers to your posting as well as all the other Paypal posts I doubt you will find any evidence of Paypal doing very much to enforce outstanding balances and funnily enough they do not make it easy for those that wish to repay them as I discovered.   So stop getting yourself into a flap over something that is very unlikely to be nothing more than a storm in a tea cup.   Make or start you offer to re-pay them at a figure you can easily afford then forget all about them except to make your regular payment if you can still do so.   DO NOT under any circumstances get yourself deeper into debt over this.
    • she certainly hasn't any authority to 'fine' you. what was in the contract regarding vacating the property by when?  
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jayjoz

p45 without first paying my outstanding salaries

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Hi Guys

 

Hoping someone will be able to help me with this

 

Can my old employer give me P45 without first paying my outstanding salaries

 

Regards

 

Jan

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Hello and welcome to CAG.

 

Can you tell us more about your problem please? And why haven't they paid you?

 

My best, HB


Illegitimi non carborundum

 

 

 

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Hi

 

OK

 

All started September 2014 when my old company started to have cash flow problems. We have been all promised that we will be paid on weekly basis but that didn't happen.

 

In the middle of December i have been made redundant as " we cannot justify your current position any longer" true is that I was on daily base asking them when i will be paid and that's why they have made me redundant - as my old boss said to my colleague "he didn't adjust to current policy" what policy not being paid!!!

 

anyway since that day I had to get ACAS involved in January as they didn't want to pay me - no reasons given plus no payslips no p45

 

Got my COT3 in February as we got settlement and i have agree to get my salaries to be paid in 4 payments across 4 months.

 

Got only two payments and they do not want to pay me any more .

 

I email them that if i'm not pay I will take action and enforce this as recommended by ACAS and also told them that I will report them to HMRC as they didn't provide me with P45 and my payslips next day got email with my P45 and question is can they give me p45 without first paying of my outstanding salaries?

 

P45 looks ok - all numbers match to what i should get if i'm fully pay off by them

 

 

Thanks

 

Jan

Edited by citizenB

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I would be a little concerned if they have provided a P45 which is made up to look as though you have been paid, but you haven't ?


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