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    • Yes, The Motor Ombudsman. To be honest, I don't know a huge amount about how exactly they operate. It was just the route I was recommended. I've been in touch with one of their board of directors to get more answers about my case, and it was exactly what I'd feared, so am trying to investigate as much as possible myself to find out exactly who can be held financially accountable to either provide them with those details and/or know who to take to court.   Whole story is quite long, but essentially I purchased the vehicle back in January 2018. Within a week faults became apparent - faults that they knew about but said it was just a 'dash light malfunction' and it would be fixed before they handed it over.   Took it back to them to fix once I realised I couldn't drive it in that condition. They had it for a week or two despite calling me a couple times to say it was ready to pick up. Finally got it back and had the same gearbox issues but even worse. Took the car to another garage who estimated damages to be £2500+, so took the car back and requested refund. That kicked off the whole process and of course they denied refund saying I should go through their 'warranty program', which wouldn't cover it all anyways.    I then took it to TMO, who then decided I needed to get another opinion so we went straight to a VW specialist as the car was VW - they estimated min £3000. Resubmitted that to TMO and it's been ongoing.    Received a final decision on 01 Feb 2019 in my favour granting full refund, but I have had no contact or update since then, despite attempting to call and email numerous times.   I've brought my case to the attention of two MPs, however imagine they are extremely busy at the moment given the current climate.   I have then called Citizen's Advice to find out what further steps I can take, and they've recommended small claims court.   I wanted to get all the information from TMO first before I consider/start going down this route so I've reached out via LinkedIn to some of the board of directors for TMO which has been successful and I've actually received an update, although it's what I feared and expected. That said, he assured me they would be meeting about it today to investigate further who can be held accountable/whether they're still trading, etc. I can't trust a speedy investigation given it's been 28 months already so I'm now trying to look into it to find more information.   I gather the parent and registered company is under Crown Motors Direct Limited, which might be owned by Ahmed Al-Waheeb and/or Nadjeem Kheloufi. They do still look to be actively trading locally under Chobham Central Garage. I've been in touch enquiring about a car and asked for Nadjeem, who they said I must mean 'Nathan'.    On companycheck it reckons the below, this is the company linked to director Ahmed Al-Waheeb. Not sure how reliable that information is.   Another interesting link is https://beta.companieshouse.gov.uk/company/09967993/filing-history - confirmation statement was made on 31 Jan 2020, and 17 Jan director Ahmed changed his DOB and address.
    • Getting to the point of my post, I took an Egg loan for £4000 in February 2001, paid it for 7 months before becoming unemployed and defaulting on the loan. Much happened at this time and I ended up moving a lot as well as being technically homeless.   I finally got settled and entered into an IVA with Eversheds for £5.00 per month in June 2005 and have since been making payments.   My issue is that having paid over £2,900 the balance is still in the region of £3,147.86!   I DSAR'd Egg back in 2011 and have the information in the attached PDF. According, to their own information they defaulted me 29/04/02 when the balance was £3,697.39 and marked non-acrr. The balance remained the same, or at least no changes shown until 20/11/02 when a £60 "Waive Fee" and £226.04 "Bad Debt Charge Off" fee increasing the balance to £3,983.43   Next change is when the loan account is sold to Arrow and the balance becomes £4,859.43!   Opinions and advice very welcome!   PDF Doc via Google Drive https://drive.google.com/file/d/1b39Rq3YZm7CdXDl8p_tITqf5aR5fckVp/view?usp=sharing        
    • agreed, you need a wills and probate experienced lawyer, don't try and do it using a self serve will kit, they're not much use at all.
    • When you say TMO, I suppose that you are referring to The Motoring Ombudsman. I don't know very much about them and I don't know whether their decisions can be enforced directly in the County Court. I will have a look. Meanwhile, please can you tell us the whole story of what has happened and the value of this problem. Even with small claims – you can win but you can still have difficulty enforcing the judgement and that could well be the case here. Do they have a premises? Do they have vehicles there? I'm asking this question is because I'm trying to find out if they have assets against which a judgement could be enforced – and I mean assets which wouldn't simply disappear
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brubaker

Warrants of Entry used to read gas meter

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My mother owns a property which she frequents periodically as she lives mainly in her pub.

 

She was alarmed to find out that the Gas provider had gained access to her premises via a warrant, to read her meter.

 

 

They allegedly sent her three letters, but she has not received one and did not contact her by telephone.

 

What is the current law surrounding Warranty o Entry?

 

I did read this extract:

 

Magistrates have become used to issuing warrants to authorize utility companies to enter domestic premises.

The procedure under the Rights of Entry (Gas and Electricity Boards) Act 1954 (as amended) (“the 1954 Act”)

enables the applicant utility company or its agents to enter a building or part of a building

when reasonably required in the conduct of their business.

 

Typically, they may seek a warrant to effect entry to fit a prepayment meter for domestic property

or disconnect the supply in commercial premises where previous gas or electricity bills have been left unpaid.

 

In the article it was argued that by so doing the applicant local authority circumvent settled practice in the county court,

offend the principle of proportionality, and potentially invite the magistrates to misapply the law.

http://www.criminallawandjustice.co.uk/features/Warrants-Entry

 

Thanks in advance

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so when did they last read the meter?

 

 

sadly by law they are required to 'see' a meter or read it

better than every 24mts

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Hi DX

 

Thanks for the reply.

 

I think it was about a year ago, the Gas Engineer installed a new meter.

 

 

She has one of the pay as you go meters, so loads the card up with credit and then inserts it into the meter.

 

 

Thanks

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oh that's not right then

 

 

something smells here.

 

 

why would they need to force entry to read a meter they can obv see is getting credit put on it?

 

 

although, they 'could' be worry not a lot is being put on it?

 

 

why was the pre pay installed?

bad debt?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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why would they need to force entry to read a meter they can obv see is getting credit put on it?

 

For gas supplies in particular, the two-year inspection is also to ensure the meter is safe. Shouldn't apply in this case though, with it being installed a year ago. :/

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Hi DX

 

 

The pay as you go has always been there about 40 years, although they did replace it with an up to date type and my Mother has kept it like that.

 

 

Yes I am of the same thinking as you, she is hardly there so they suspect that maybe there is some kind of Gas theft? Anf then use the entry as an excuse to inspect maybe?

 

 

Agree Evesir

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poss no harm in asking them

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Or they had to "re-program" the meter because your mum was not using as much gas as they would like her to.

Once they insisted on having my pre pay meter inspected despite reading it a few months before.

I booked an appointment with them and got my friend, a gas safe registered, to supervise what the guy was going to do.

He was not happy about this.

He huffed and puffed, spoke on the phone with someone and then left the property without even looking at the meter.

All of this was captured on camera.

Never heard from them again about this suspicious inspection.

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