Jump to content


Capitol one refunded ppi, didnt know i had it!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2212 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi there - this may well be a stupid question

 

but ive just been through my capitol one paperwork and I can see that a while ago I sent them a CCA request.

 

What they sent back just appears to be ?T&C's

- and a copy of the signed application form which has a tick in the 'NO' box.

 

Ive looked through the statements and Im just wanting to double check that if they have included/charged me for PPI

i presume it will say on the monthly statement and so If there is nothing on there relating to PPI that means i dont have it.

 

Just want to be sure!

Cheers!

Link to post
Share on other sites

Correct....if it doesn't show as a separate item then you don't have it.

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Link to post
Share on other sites
  • 3 months later...

Hello! I sent capitol one an SAR request, I put a cross through my signature - was that the right thing to do? They have replied saying that cannot process the request unless i send them a copy of a current driving lic or passport showing my signature- thought i better check before I went ahead and did this!

Thank you :)

Link to post
Share on other sites

For a SAR the is ABSOLUTELY NO NEED to mask your signature, so if you want the data you will have to provide the proof required.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites
  • 2 years later...

Hello, I had a letter from Capitol one recently "statement of ACTIVITY"

 

 

Stating the following;

 

 

Opening Balance £942.75

 

 

PPi 8% Interest paid in £142.48

PPi interest refund pain in£242.71

PPi refund pain in £343.05

 

 

Closing balance £243.00

 

 

I know theres been an awful lot of stuff going on with PPi, I had no idea this account had ppi on it, but was just wondering if someone could have a look at this and see if all looks in order! Have they just done the right honourable thing?!

 

 

Many thanks caggers!

Link to post
Share on other sites

no idea without all the statements to check them.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

If you are unsure if they have refunded correctly, you can ask them for a full breakdown of the claim.

 

Alternatively, you would need to obtain all your statements by way of a Subject Access Request (this would cost you £10.00 and take 40 days to provide) and then reconstruct the account yourself using one of CAG's spread sheets.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites
  • dx100uk changed the title to Cap 1 - Have i got PPI
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...