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Cabot - New Defaults


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Hello,

 

I have just checked my Credit file and I have 3 new defaults on my file from Cabot.

 

Cabot have only just brought all 3 of these debts from Northern Rock.

 

If the same debts were defaulted by NR before they sold them on are Cabot allowed to do this?

 

I am unsure if they were defaulted but believe they would have been. The debts (loans) were taken out in approx:

 

Aug 2006

Aug 2007

Aug 2008

 

All have recently Mar 15 been sold to Cabot who have then placed a default on my file?

 

CCA requests have been sent for all 3 debts.

 

Is there any other way other than a SAR to find out if they had been defaults previously with NR.

 

Thank you

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Woah!!! No thats wrong... The Default date can ONLY (And i Stress this) be what the ORIGINAL CREDITOR had put. Not what Cabot had made up.

 

Can I see the entries on your CRA plz..? Blank out everything else...

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Hi Havinastella,

 

Apologies, I have just noticed the 'expand' button next to the defaults and each one has an individual default date of around 2012/13 the 15 Mar date is an update which will be when Cabot took on the debt.

 

I will continue and wait for the CCA request response

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urm..what are crapbot doing with these dodgy nram debts.

 

 

yes CCA request for each one

3*£1PO

leave them blank

don't sign anything

I'd also send each one separately.

 

 

an sar to NR wont hurt you.

could be PPI involved

 

 

were any of these loans secured?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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