Jump to content


Welcome Finance PPI Claim....wont payout


AL2648
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3191 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have been trying for some considerable time to get a PPI miss selling claim paid by Welcome Finance.

 

The problem is that I have now reached the conclusion that the process being used by Welcome Finance

and being endorsed by the FSCS is not correct to avoid the correct processing of PPI miss selling.

 

My original claim was rejected by Welcome ....reason given that I did not make a claim to their insurance company .

 

The fact is, that I was never made aware of the insurance company.

I was self employed when I took out the loan and when I broke my shoulder and could not do my work,

I contacted Welcome and was told that I was not covered by their PPI policy.

 

I made a complaint regarding their decision to reject my PPI claim and was paased on to a manager at FSCS.

He has now agreed with Welcome that I must make a claim to their Insurance company ( Direct Group, Doncaster)

 

I have received forms from this company.

These forms make it almost impossible to conply with their terms.

I have found that the NHS hospital who treated me seven years ago for a broken shoulder will not supply me with the details athat they require.

 

I have since made a complaint to the FSCS, that this insurance situation is just a smokescreen to avoid paying out on PPI claims.

I maintained that any claim has nothing to do with the matter of being misssold the PPI.

 

I have now received confirmation from the FSCS that the insurance issue must be dealt with first before the miss selling can be delat with.

I belive that this is proof that this is a ruse

 

Has anyone else had a similar problem and any success with this company.

 

Regards

 

Alastair

Link to post
Share on other sites

why don't you put in a proper misspelling claim

using the FOS questionnaire

and a spreadsheet as per link 1 below.

 

 

it would be worth far more to you that claiming on the PPI.

 

 

have you got all the statement etc etc

if not sar time.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I wouldn't have thought you could have made a claim 7 years after the incident, anyway ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

The only way to claim against Welcome Finance is through the FSCS,

because they have become involved due to the fact that Welcome is bust.

 

 

However, I feel that the process is deliberately being made as complicated as possible to put claimants off. I

 

 

agree that a claim should not be possible after this time ...however this insurance company have told me that it is possible.

 

The fact remains that Welcome did not give details of any insurance company on their documentation as they were required to do

and to insist now that they had an insurance company is a con.

 

I firmly believe that this situation should be brought to the attention of the regulator ..the FCA.

Link to post
Share on other sites

so you have done an FOS CQ etc and put that in?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 months later...

Hi, I'm in the same situation only i became ill and was on incapacity benefit for 8 years; your GP may hold the information you need, they had mine from birth; sometimes they charge a fee; hope that helps

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...