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MY Jar - being difficult - please help - just added £1300


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HI

I have been dealing with MYJar over a text loan from a fair while back. it was paid monthly via stepchange for a while and then when i left them i offered to pay monthly. I only borrowed £300. They said i owed them £276 and i was to pay £1 a month for 10 months and then the remainder off.

Anyway, i was paying £10.00 a month and in February i sent a payment on the 1st and one on the 28th. They then got in touch 2 weeks ago and said as id missed march payment then the plan was cancelled, the loan followed its original credit cycle and additional charges were added as per the original agreement and the loan was forwarded to Secure Recoveries.

I have checked my credit record and there are now 2 entries from MyJAr

1 for the original loan being showed as paying back and the other is for £1543. I called them up and they said it is Secure recoveries.

What can i do

I sent them my income and expenditure months ago and a covering letter as i couldn't afford to much payments.

Shall i keep ignoring

Thanks

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They cant add that 1300 on and they know it. Challenge it as unfair charges. Thats why they threw it on and then sold it quick.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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