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    • So we see the two large and swift Sea level rises  with the earlier one bang on the nose datewise   We see the layout of the world around the straights and Azores circa 10,000 bce   So what else are we looking for   A 'nesos' larger than Libya and Asia   Large fertile plain with a small 'mountain' "Bordering on the sea and extending through the center of the whole island there was a plain, which is said to have been the fairest of all plains and highly fertile; and, moreover, near the plain, over against its center, at a distance of about 50 stades, there stood a mountain that was low on all sides " " all those sweet-scented stuffs which the earth produces now, whether made of roots or herbs or trees, or of liquid gums derived from flowers or fruits. The cultivated fruit [i.e., of the vine] also, and the dry [i.e., corn], which serves us for nutriment, and all the other kinds that we use for our meals--the various species of which are comprehended under the name ‘vegetables’--and all the produce of trees"   Elephants/mammoths - Lots of animals (migration path) " n abundance all the timbers that a forest provides for the labors of carpenters; and of animals it produced a sufficiency, both of tame and wild. Moreover, it contained a very large stock of elephants; for there was an ample food-supply not only for all the other animals which haunt the marshes and lakes and rivers, or the mountains or the plains, but likewise also for this animal, which of its nature is the largest and most voracious. "         Atlas' siblings realm was Facing  Cadiz 'toward' the straights " when he had divided all the island of Atlantis into ten portions, he assigned to the first-born of the eldest sons his mother's dwelling and the allotment surrounding it, which was the largest and best; and him he appointed to be king over the rest, and the others to be rulers, granting to each the rule over many men and a large tract of country. And to all of them he gave names, giving to him that was eldest and king the name after which the whole island was called and the sea spoken of as the Atlantic, because the first king who then reigned had the name of Atlas. And the name of his younger twin-brother, who had for his portion the extremity of the island near the pillars of Herakles up to the part of the country now called Gadeira after the name of that region "     Copper and gold mines the island itself furnished most of the requirements of daily life,--metals, to begin with, both the hard kind and the fusible kind, which are extracted by mining, and also that kind which is now known only by name but was more than a name then, there being mines of it in many places of the island,--I mean orikhalkon (mountain-copper)     autokhthones -       * So its not likely to be a purely coastal area such as the sunken lands off Cadiz are likely to have been   * Its away from the straights past the Gaderius realm   * It has a large plain which seems to be on a migratory path including elephants/mammoths (viable until ... circa 11,000bce)   * It has extensive woods/forests   * It has mines for copper and gold at least          
    • This is a very common situation I'm afraid and the reason why a visit would need to be made (before a payment proposal could be accepted) is outlined under Item 7.3 of the Explanatory Memorandum supporting the Taking Control of Goods Fees Regulations 2014 which states as follows:     http://www.legislation.gov.uk/uksi/2014/1/pdfs/uksiem_20140001_en.pdf      
    • and what reason should i give for choosing my local county court in question D1?
    • OK - will do - have to go out this morning and will try FCA this afternoon.  Just to clarify -   I will say to FCA - Abbey Life have advised me to refer to them.  I would like assistance on how to find Thermatic Review 16/7. ( I will explain I have asked Abbey what they have input to arrive at their calculations.)   Thank you.
    • I have been trying to find out who owns the Land. Without paying the Fee to the Land registry I can't ascertain but will do if this is essential. This is the free information they have provided. Address: Park and Ride Site Coventry Business Park Canley Road   Tenure: Leasehold   Everything else I can find relates to West Midlands Combined Authority who offer 'Considerate Parking'.      
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Experto Credite and old RBS debt

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I had lost my job and made an arrangement to pay RBS via their collection agent £5.00 since 2003.


In 2008 as I got a highly paid temp job, I made a written arrangement with collections agents .

Bryan Carter for full and final payment in settling the obligation by paying about 65% of the outstanding.


I have been contacted by RBS and Experto Credite on the debt that I settled under an arrangement

paying a lower amount in 2008 via the previous collection agents Bryan Carter.

I stopped paying my had not heard anything, received a statement of account or any communication until


I received a letter dated 12 Jan 2015 when they asked me to provide them with a statement of income and expenditure to make a payment arrangement.

I then received another letter dated the same stating that their agents had been trying and could not contact me in relation to the debt.

It also informed me that they were changing agents to Experto Credite.


I had unfortunate performed a clear out at the end of the year, throwing away documents for which the statute of limitations, 6 years had clearly expired.

I explained the situation and sent the statute barred debt letter to them.

They produced a RBS statement of a receipt of £5.00 in 5th December 2013.

I do not recall making this and they cannot produce the paying-in evidence.


Experto credite has stated that if I wish to rely on agents’ records

I would have to a Subject Access Request to the previous agents and pay the fee.


They and RBS have not provided evidence that I paid that amount.

They only have a brought forward amount that is undated and then a credit of £5.00 applied on 5th December 2013.


I have responded that the entry could be the result of a journal entry and they have not produced evidence that it was I who paid.

They also have not stated anything about corresponding with the previous agent, Bryan Carter, who would have the paying-in slip if I had paid in that money.

They also want me to provide evidence of the settlement that had taken place more than 6 years’ ago.


I was considering escalating the matter to the FCA. Any advice?

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right so you got had by carter on a debt you prob never owed?



what was the debt a bank account OD I bet?



and now expert are claiming you still owe 'something' to RBS



on the expert letter

who do they state their client is please?






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They say the the account is with RBS


The debt was an old credit card bill.


It was paid off more than 6 years ago under a negotiated discount.


Because it was over 6 years ago, my docs are no longer there - I had a clutter clean-out.


There was a CCJ for some arrears in 2005 for a misunderstanding on the PPI attached but I settled this in full and the CCJ was struck off/cleared. It is possible that under the current PPI situation I would not have had to setlle.

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