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Idem text msg over halifax aqua card debt

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Had a text message from them this morning, presumably about my Aqua arrears, although no mention of Aqua.

 

This afternoon, I received a phone call from them.

 

 

It was recorded and I could upload the conversation, especially as no security questions were asked!

 

Perhaps a moderator could give permission (the only personal information revealed is my full name, with which I have no problems giving on this forum).

 

given my current situation (ESA support group, trying to catch up with bedroom tax) I don't suppose there is much they can do.

 

My total debt to Aqua is £748 (£650 limit + charges, which was increased from £250 with no request from me).

 

My other liabilities are a Vanquis card (£250,currently covered by protection plan),

Capital One (£200, up to date, but probably with a few penalty charges) and

a £650 Halifax overdraft (for which I have advised them of financial hardship, but they are still charging me £30/month).

 

Sorry to ramble on a bit,

 

 

but any advice would be much appreciated!

 

Many thanks in advance,

 

George.

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who owns the debt on your credit file?

 

 

dx


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Thanks for your reply...

I assume that it's Aqua credit card.

Would it make a difference?

Can Aqua re-assign it to whoever pays them the most?

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yep that's what happened to 75% of debt in this country.

 

 

pers I'd ignore them

till they write

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thanks once again!

I'll follow your advice.

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