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payday loan query

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I have a payday loan due to be repaid soon but due to a change in circumstances I wont be in a position to pay it in full.


I would like to arrange repayment over a longer term but scared they will just take the amount anyway.


As a precaution, I have canceled my debit card and had my salary redirected to another account I have with the same bank.


My question is, will they still be able to access my funds even though they are in a different account ? When the bank see the card they are requesting the money from is cancelled, are the bank allowed to use my other card even though it is linked to a completely different account ?


I would think not, but would like some advice on this.


Thank you in advance for any help.

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they shldnt do, they cant use another account/card. assuming the a/c was closed and you didnt transfer things to the other account and they're not transferred automatically?

what you could've done is just cancel the CPA if that was applicable. no worries though.




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Cancelling your card may, not be enough.

I would say contact the bank to cancel the CPA. Thats the best thing to do.


Please name and shame the PDL Comp...


We could do with some help from you.


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Receptaculum Ignis


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I will cancel the CPA tomorrow just to be on the safe side.


There is nothing to name and shame as such as nothing has happened yet. Im just trying to cover all eventualities for when the due date falls !"


I appreciate the responses though.


Thank you

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