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    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
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    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
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Hi all,

 

 

Simple question really, it would seem that a pension I used to have (occupational) was with Tibbett and Britten group. The pension trustees apparently were wound up in 2012 as far as I can make out, but I still have around 8 years of contributions with this pension fund.

 

 

What do I do ?

 

 

How do I access my frozen pension funds from a fund that has been wound up ?

 

 

This isn't my area of expertise, but I'm sure someone here is an expert :)

If you cannot take on a problem head on, go around the sides, over the top, or underneath. If you still have problems, then change the rules. If you can't change the rules then manipulate yourself into a position where you make the rules.

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I checked this one out

 

 

It seems that the deadline to write to them was in 2012....

 

 

I have just sent a message to pension protection fund, i'll see what happens with that one. I also sent a message to Tibet and britten but the email bounced back, so maybe I will try other avenues, I think the government have a pension tracing service, so I will give that a whirl as well

 

 

I'll keep you posted

If you cannot take on a problem head on, go around the sides, over the top, or underneath. If you still have problems, then change the rules. If you can't change the rules then manipulate yourself into a position where you make the rules.

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deadline for creditors; however it also says they are securing benefits for beneficiaries. Have you written to ask how they did that?

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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Thanks for that Emmzzi, I have dropped those guys an email also

 

 

Lets see what happens

If you cannot take on a problem head on, go around the sides, over the top, or underneath. If you still have problems, then change the rules. If you can't change the rules then manipulate yourself into a position where you make the rules.

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The Pensions Advisory service can tell you what has happened to any wound up schemes. Generally the scheme protects existing pensioners first, then active members then deferred members (you) and then other creditors. If you are in another scheme or have another pension it may be possible to transfer what benefits you have to that scheme. You might not get a 1:1 transfer rate though.

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I contacted the pension protection fund on this issue;

 

 

Thank you for your email dated 8 April 2015.

I note your request and can confirm your former employers pension scheme, the Tibbett and Britten Pension Scheme (the scheme) has not transferred to the Pension Protection Fund (PPF).

From the enquiries I have made it appears the scheme wound up in November 2012.

In this instance we would suggest you contact the Pensions Tracing Service (PTS) who may be able to assist you. The PTS maintains a database of occupational pension schemes and it services are available free of charge. They can be contacted at:

Tel: 0845 6002 537

Pension Tracing Service

The Pension Service 9

Mail Handling Site 9

Wolverhampton

WV98 1LU

I hope the above is helpful

So I have sent an email to the pension tracing service, and will be speaking to the pension advisory service as well.

I'm surprised that the people who were winding up the scheme did not publish what the terms of the winding up would be. I would have thought that anyone winding up a major pension scheme would need to make public what they intend to put into place, or their terms are.

I have never had any dealings with a wound up pension before, so this is new ground for me. The pension is (was) a final salary scheme, so I am not surprised it was wound up really.

If you cannot take on a problem head on, go around the sides, over the top, or underneath. If you still have problems, then change the rules. If you can't change the rules then manipulate yourself into a position where you make the rules.

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Good grief....

 

 

I have started to investigate an old workplace pension with an organisation called Tibbett & Britten who did transport and logistics for Asda (pre-Walmart).

 

 

In 2001 Walmart came along and kicked out Tibbett and Britten as it wanted to do the logistics thing in house now it was partnered with Asda.

 

 

The pension became frozen.

 

 

Forward wind to 2008, redundancy loomed (compulsory), and the site closed.

 

 

Recently we have been wondering what happened to that pension, never had any paperwork from them. So after some digging it seems that the Tibbett & Britten pension scheme went into winding up proceedings around 2009, and DHL were the trustees of the winding up.

 

 

After more digging today it seems that the although it was a Tibbett & Britten pension scheme (workplace), the pension itself was Equitable life...

 

 

This has opened a barrel of worms, as the Equitable life stuff (unknown to me or the wife), turned into a real fiasco, with millions owed compensation, and all kinds of nastiness going on.

 

 

The pension ran from 1992 to 2001 before being frozen, and after some research it seems that this exact timeframe is right at the heart of the fiasco.

 

 

So this is where I am up to at the moment. What I want to know is if anyone else here has been down this road already with equitable life payment scheme, and although this scandal is well documented, what are the realistic chances of getting any compensation before we are old, toothless and grey ?

If you cannot take on a problem head on, go around the sides, over the top, or underneath. If you still have problems, then change the rules. If you can't change the rules then manipulate yourself into a position where you make the rules.

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Oh dear,

 

 

It seems that the Tibbett & Britten pension scheme was really an equitable life program...

 

 

Needless to say I have moved this to the pensions forum

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?444344-I-have-been-sucked-into-the-Equitable-life-vortex&p=4722326#post4722326

 

 

May god have mercy on me with the equitable life scandal, I'm in a very long line hammering at their door for compensation it would seem

If you cannot take on a problem head on, go around the sides, over the top, or underneath. If you still have problems, then change the rules. If you can't change the rules then manipulate yourself into a position where you make the rules.

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Thread merged...please keep to one thread per issue.

 

Andy

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If your pension was invested in the Equitable Life with-profits fund then you may very well be due compensation as the Equitable Life Payment Scheme has not been able, despite their best efforts, to contact all policyholders eligible for compensation.

 

https://www.gov.uk/equitable-life-payment-scheme

 

The scheme has now contacted all those policyholders it can trace. If you have an eligible policy but have not yet been contacted by the scheme, you should telephone the scheme on 0300 0200 150 to check your eligibility.

 

Good luck.

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A little bit more digging reveals that the Tibbett and Britten group workplace pension is known to the Equitable Life Payment Scheme, see here:

http://webarchive.nationalarchives.gov.uk/20140404084345/http://equitablelifepaymentscheme.independent.gov.uk/eligiblepolicies/CompanyT.htm

 

Do you have your group scheme policy number?

http://webarchive.nationalarchives.gov.uk/20140404084345/http://equitablelifepaymentscheme.independent.gov.uk/eligiblepolicies/grouppolicies.htm#exactline

"You can check if your policy is eligible for the Scheme by telephoning the Scheme’s “Policychecker” service on 0300 0200 150. The Scheme’s “Policychecker” service will only be able to confirm eligibility if you have your Group scheme policy number.

Your policy number is made up of two elements; a five digit scheme number and a nine digit member number. The nine digit member number is often, but not always, your National Insurance number.

If you know your scheme number and your National Insurance number, it is likely that these two numbers will make your policy number. For example, if the scheme number is A1234, and your National Insurance number is BC123456D, your policy number is likely to be A1234BC123456D."

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Thanks for the replies on this,

 

 

I have checked the database on this issue, and have come up with two possibilities;

 

 

SX929 TIBBETT & BRITTEN LIMITED PENSION SCHEME -THIS FUND WILL BUY DOUBLE PENSION AT RETIREMENT

S0929 TIBBETT AND BRITTEN LIMITED PENSION SCHEME -ADDITIONAL VOLUNTARY CONTRIBUTIONS

 

 

I guess that the 5 digit numbers at the start are the group scheme policy numbers, and the NI number added to this will give you a full policy number.

 

 

I'm not sure which one is the pension that I'm looking at, but i'll give them a call and see what they say. Its such a mess of companies involved, as aside from Tibbetts, and the Equitable life thing, the pension scheme was wound up by DHL (transport and distribution company)

 

 

I have a feeling that I will be sat in a long line waiting for a very undervalue compensation claim, but I will let you know how I get on.

If you cannot take on a problem head on, go around the sides, over the top, or underneath. If you still have problems, then change the rules. If you can't change the rules then manipulate yourself into a position where you make the rules.

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If you weren't invested in the with-profits fund then no compensation will be due, as with-profits were the funds that were fleeced. If you are due compensation then DHL should have informed you by now but it's still worth a direct enquiry to the Equitable Life Payment Scheme. Most compensation has been paid so delays should be minimal now.

 

It's unlikely that you pension was actually frozen when you left, and the statement that the main scheme will buy double pension at retirement sounds interesting.

 

I request a statement from my deferred pensions on an annual basis now and shan't be attempting to access them early as they are both underfunded and offering lousy transfer values so best left where they are.

 

I also have small Equitable Life with-profits private pension which I am leaving alone until I reach 60 when valuable guarantees kick in provided I buy an annuity or go into immediate drawdown (ie not just on transfer to another provider).

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