Urgent Help Needed - CCJ issued and didn't know

[SLS86]

Hi all,

 

I decided to sign up to Noddle so I could have a nosey at my credit file.

 

 

I went into the 'public information' section and noticed I have been given a CCJ for the sum of £872 dated 16/12/2014.

It is registered to my old address which I haven't lived at for almost three years.

 

I have phoned the courts and they have said it's for Littlewoods catalogue who sold it to arrow global, they then took me to court and won.

 

I did have a debt with littlewoods in 2007/8 as I went onto maternity leave and was unable to make payments.

I have an old credit report which states arrow global defaulted me on 01/12/2008.

 

Is this grounds to have the CCJ set aside?

The default ended on 01/12/2014

and I was issued a CCJ on 16/12/2014?

 

 

Surely it was statute barred?

 

Any help appreciated.

[citizenB]

Do you know the date when they issued the actual claim ? Not the date of the Judgment.

[AndyOrch]

Did you inform Littlewoods of your change of address?

[SLS86]

Not sure when they issued the claim, the court is posting everything out to me. If they issued it before the default became sb'd then I can't have it set aside?

 

 

No I didn't change address. I know I haven't got a leg to stand on with that as I've already read about it.

[AndyOrch]

I would assume the claim date would be roughly 2/3 months before the judgment date...Oct/Nov 2014...so not Statute Barred.

 

But....is the default date correct...placed correctly (2/3 missed payments) at the time of the breach?

[SLS86]

I have no idea unfortunately. All I have is a statutory report I ordered in 2012. Just gives you a snippet and not full record. Have attached it.

[AndyOrch]

Speak to Littlewoods...ask what date was the default Notice issued..or send a DSAR to littlewoods for all the data held on the account.