Jump to content


Urgent Help Needed - CCJ issued and didn't know


SLS86
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2491 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all,

 

I decided to sign up to Noddle so I could have a nosey at my credit file.

 

 

I went into the 'public information' section and noticed I have been given a CCJ for the sum of £872 dated 16/12/2014.

It is registered to my old address which I haven't lived at for almost three years.

 

I have phoned the courts and they have said it's for Littlewoods catalogue who sold it to arrow global, they then took me to court and won.

 

I did have a debt with littlewoods in 2007/8 as I went onto maternity leave and was unable to make payments.

I have an old credit report which states arrow global defaulted me on 01/12/2008.

 

Is this grounds to have the CCJ set aside?

The default ended on 01/12/2014

and I was issued a CCJ on 16/12/2014?

 

 

Surely it was statute barred?

 

Any help appreciated.

Link to post
Share on other sites

Do you know the date when they issued the actual claim ? Not the date of the Judgment.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Did you inform Littlewoods of your change of address?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Not sure when they issued the claim, the court is posting everything out to me. If they issued it before the default became sb'd then I can't have it set aside?

 

 

No I didn't change address. I know I haven't got a leg to stand on with that as I've already read about it.

Link to post
Share on other sites

I would assume the claim date would be roughly 2/3 months before the judgment date...Oct/Nov 2014...so not Statute Barred.

 

But....is the default date correct...placed correctly (2/3 missed payments) at the time of the breach?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

I have no idea unfortunately. All I have is a statutory report I ordered in 2012. Just gives you a snippet and not full record. Have attached it.

Link to post
Share on other sites

Speak to Littlewoods...ask what date was the default Notice issued..or send a DSAR to littlewoods for all the data held on the account.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...