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Aaaaargh.........just checked my MCOL and they've acknowledged so now I've got to sit and wait!!!!! 28 days here I come! Help!:-?

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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Oh Babs I hope it goes sooooooooooooooooo quickly for you now. That means that you should get it sorted before Christmas - fingers crossed you do

 

TP

xxx

Preliminary letter sent to HSBC - 10 October 2006

received by them 12 October 2006

NO RESPONSE

Letter before action sent to HSBC - 24 October 2006

received by them 26 October 2006

Lets wait and see.......................

HSBC settled 90% claim - 16 November 2006

VERY HAPPY WITH THAT THANK YOU!! :D

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Aaaaargh.........just checked my MCOL and they've acknowledged so now I've got to sit and wait!!!!! 28 days here I come! Help!:-?

 

Mine too. Just tonight. Guess we're on the same timeframe.

Smile:-The Ethical Bank:- Settled July 2006

HSBC:- Pre-lim sent 09/10/2006

LBA sent:-26/10/2006

Court papers issued:- 13/11/2006

Citifinancial/DLC:- Ongoing since 21st August. Now part of an OFT investigation into Debt Collection Practices.

I am only a Doctor of Love NOT Law. Don't blame me if me advice goes belly up!

:D (I will try to help all the same)

 

If i've helped, use the scales at the top to tell me how great I am!

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;) You and me Jim, you and me!

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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Hi Bapsp2000,

 

It's Steve, umm, just a quickie - whats all this about sending a 'copy' of the schedule of charges to the bank and to the court ???

I sent one with my prelim and LBA to the bank, but couldn;t send one to the court cos the MCOL system wouldn't allow it !!

So do I now need to urgently send one direct to the court (Northampton same as your guys) and I asume quoting my case number, or do I wait for the bank to acknowledge and hopefully contact from D&G ????

 

Arrghhh - HELP !!!! ( I just know it will be ME that ends up at the 'Old Bailey' and on the Trevor McDonald show . . . (Richard & Judy are fully booked now LOL )

 

Steve x

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Ok, thanks, will do that now, take it no need for a letter, just a one liner staing claim ref and saying 'please find attached schedule of charges as unable to submit within the online system' of someting similar ??

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

 

The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Dear Sir/Madam

 

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours Faithfully

 

When you receive the Notice of Acknowledgement send a copy to the bank’s solicitors.

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Hi Michael,

 

Thank you, that's really helpful.

 

Will post on tomorrow !!

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Steve,

I'm supposed to have sent them off myself but haven't yet. Can't remember where I read it but I think it must be right...as you can see, several people agree!

 

I was wondering about Paul O'Grady......more relaxed than Trevor's show?!?!

 

Babs x

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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Ooooo Michael,

you are a sneaky helpering type, thats the second or third time...thank you xxxx

  • Haha 1

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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Share on other sites

Sorry for not getting back to you Babs - had one hell of an irong pile! Glad you received help though & very thorough it was too.

 

Halifax acknowledged my claim on 16/11/09 & received the notice from court telling me they intend to defend in full & have until 12/12/06 (28 days from date of service.) Looks like they had a run on the post - wonder if any of us will receive offers from solicitors now or if they really will try to defend claims.

 

I wish I'd done this sooner - the banks are probably getting seriously hacked off with all of this - it'll only be a case of time before they probably do try to defend. I know it's not in their interest to do that, but, can't help feeling very small at the moment!

 

Zsazsa

  • Haha 1

HSBC S.A.R - (Subject Access Request) 24.08.06

HSBC WON £3608.05 inc court costs DONATION MADE

 

Halifax S.A.R - (Subject Access Request) 24.08.06

Halifax WON £1909.39 inc court costs DONATION MADE

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Hi Zsazsa,

I DOUBT very much they will 'really' defend, it's a 'scare' tactic, they are 'hoping' you will panic and back down, remember they have big law firms and highly paid solicitors at their beck and call - and all it would do is lead to extra costs, loads of publicity and a risk that they may seriously loose and cause a change in the banking codes of conduct and laws - they make approx £3 BILLION a year in the UK alone, why ON EARTH would they risk jeapodising THAT ?????

Stick with it- they WILL pull out, possibly right at the very LAST minute, but there are 100's of blogs in here that say eaxactly that.

 

Anyway, good LUCK (we're ALL in it together)

 

Steve.

  • Haha 1

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Hi both,

yes I know its a waiting game and so far 100% win win situation for customers but I know exactly what you mean zsazsa....I feel like a little teeny weeny fish in a biiiiiiig pond at the mo. They've acknowledged me so thats 28 days from the 18th which is..16th dec....awful close to xmas!

Lets hope its sortedmore quickly than that. You and I are about the same Steve aren't we?

Babs x

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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Hi Baps,

Yep, very close, I filed my MCOL (served) on 21/11) 14days to acknowledge will be 5/12 then they get 28 days which will be 1/1/07 - waahhhhhh thats AFTER xmas - no toys for the kids again LOL

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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I issued and served mine on 8th November 2006. Havent had acknowledgment yet. Im getting twitchy. Wanted mine back for Xmas! Diaried for the 8th to enter Judgment

  • Haha 1

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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ooo er steve! A typo I assume... baps for Babs....young man! :p

  • Haha 1

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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:oops: :oops: :oops: :oops: - umm a typo DEFINITELY

 

(can't imagine WOT I was thinking about, it's not that 'b' and 'p' are close on the keyboard - so can't use that excuse :D )

 

Oh well . . . back to work

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Apology accepted, the OH isn't impressed!! LOL he'll get you!

 

Babs x

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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Hi BABs LOL . . . phew . . :)

I know what you mean, my OH is convinced I'm spending hours chatting up girls in here . .ha, if only she new . . most of my 'win' will probably get spent on decorating, a weekend away, shopping trips etc etc . . . (which Mrs steve_n is already planning !! :(

 

steve x

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Hi Baps,

Yep, very close, I filed my MCOL (served) on 21/11) 14days to acknowledge will be 5/12 then they get 28 days which will be 1/1/07 - waahhhhhh thats AFTER xmas - no toys for the kids again LOL

 

Once more.

 

It is NOT 14 days + 28 Days.

 

It's 14 days to acknowledge PLUS 14 days to submit a defence.

 

Total = 28 Days.

 

So in the example above a defence would have to be submitted by 19/12/06.

  • Haha 1

Smile:-The Ethical Bank:- Settled July 2006

HSBC:- Pre-lim sent 09/10/2006

LBA sent:-26/10/2006

Court papers issued:- 13/11/2006

Citifinancial/DLC:- Ongoing since 21st August. Now part of an OFT investigation into Debt Collection Practices.

I am only a Doctor of Love NOT Law. Don't blame me if me advice goes belly up!

:D (I will try to help all the same)

 

If i've helped, use the scales at the top to tell me how great I am!

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Share on other sites

Yes, sorry :oops: 14 days plus 14 = 28 in total from served date ! all calendar NOT working (as a lot seem to think)

 

Arrggghhhh - it's all getting to much, think I need a lie down :confused:

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Ooops,

Jimfishybob, where would we be without you to put us straight!

 

And Steve, I don't know wbout you but I'm addicted to this, its my lifeline in a world of worry so my OH thinks about the same as yours! MInd you, if/when my claim works we'll get started on his!

 

And as for your win......be a little bit selfish! :p

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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Hey baBs

 

What are you suggesting, Mrs steve_n would have me hung draw and well it's just not worth going there !

Anyway the good lady lent me the £125 I needed for the MCOL, so I ought to give back at least £130 LOL

 

Steve_n (Mr) x

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Babs dont forget we can also claim £80 fixed costs in addition to the Court fees. I have just had Ack of Service. Still waiting, waiting, waiting

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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