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MKPD letter last week about a debt with HSBC


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my partner had a letter from MKPD last week about a debt with HSBClink3.gif.



The only dealings he had with HSBC was years ago approx 2005.



He got a letter this morning headed 'statement in relation to the below agreement which is governed by the consumer credit act 1974'.



They are making no demands and appear to be 'nice' which is obviously suspicious.



I think it might be statute barredlink3.gif,



is this a wheeze by them knowing they can't make pay but hoping one is gullible enough to make a payment??



we have ignored them so far but is it time to send a 'prove it' letter.



Any advice gratefully received.



As I said earlier no nasty demands for payments is making me VERY SUSPICIOUS!

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that's called a statutory statement that under rules brought in in about 2013

whomever thought they were the creditor [owner] of the debt

must send a statement of account better than every 12mts

if they wish to ever charge interest on a debt



pes I'd be ignoring everything



bar a claimform

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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