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Hi everyone.

 

 

I have been told theres several people on the site who are very helpful with ppi refund calculations

and so I am wondering if I could ask for some help.

 

I have a loan with GE money and they have agreed that my ppi was mis-sold.

 

As it was a single ppi policy

- as in the amount of the ppi was just added to my loan as 1 amount

 

 

the letter from GE states that my refund will be equal to the price of the original ppi + associated interest + stat interest at 8%.

 

Is anyone willing to have a go at the sums for me lol.

 

Loan taken out Dec 2006

Loan amount £10,000

ppi amount £2,740 FOR 5 YRS OF PPI COVER

APR 9.3

 

loan length 12 years

 

payments made 99 - ( 8yrs 3 months)

payments remaining 45 (3 yrs 9 months)

 

Month repayments were £150 per month but have now risen to £167.

 

The loan CANNOT be restructured according to the letter I received from GE so the entire refund due is being sent out to me as a cheque

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You need the " One and only dx100uk"

 

As I recall this is his area. ...... He will advise you.

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You need the " One and only dx100uk"

 

As I recall this is his area. ...... He will advise you.

 

hopefully he sees my post and can help me out.

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hopefully he sees my post and can help me out.

 

Have asked dx to have a look :)


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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link I below

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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The link you need is number 2 (in brown) at the bottom of dx100 post.

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Anyone willing to have a go?

 

 

its really easy if you read the link I posted.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Its actually link number 1...

 

However , Its not a link I asked for , its someone who is handy at doing the calculations to have a go and see if Im calculating it right !

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its really easy if you read the link I posted.

 

Am I on the wrong site? Have I not seen many MANY people get help with their refund calculations?

 

I saw you directing me to your link the first time you posted it!

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well until you post up what you've calculated

 

 

we don't know!

 

 

all you need is the PPI% calculation

 

 

then that % of anything you ever paid

on each date you paid it

gets put in the spreadsheet right at the end

 

 

and the sheet will tell you.

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Its a single premium ppi policy though so percentages dont actually matter.

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urm yes it does

unless the agreement tells you what part of your PCM was PPI

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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