Jump to content

  • Tweets

  • Posts

    • Hi i took out a contract back in May with Vodafone for superfast fibre 2, My speeds have been up and down all the time one moment the sync speed is 76mb then it goes to 33mb then back up to 76mb other providers in the area like BT, PlusNet, Sky or TalkTalk can only provide me with 33mb maximum apparently but Vodafone was adamant they can provide 76mb so i thought ok ill take your word for it so since may the internet has been working perfect no complaints, lately its absolute crap you speak to them on the phone and its the usual rubbish change your WIFI channels, take the face plate off your socket. I'm an internet engineer for a company called hyperoptic so I know a lot about routers and all that so its nothing knew to me you tell them you've done all this and they just repeat themselves over and over then tell you to see how it goes with the plate off may I add makes no bit of difference at all you call them back and the same rubbish is said all over again, When i complained first time about the half speed drop to 33mb they came back with this is all you can get in your area when i asked them why sell me a 76mb package if you know full well my line cant handle over 33mb as usual get told ill get a 3 pound discount for the duration of my contract which disappears once they boost your speed back up to 76mb then few weeks later your back to square one again. Tonight my speed is running at 3.5mb and 15mb upload webpages don't open and videos buffer all the time, i honestly think its the crap routers they supply to which you cant place into modem mode to use your own 3rd party router.   Is there anyway i can get out of this contract
    • Hi everyone, any help anyone can offer would be appreciated.   I purchased a bag for £375 + £8 postage from an individual via Depop. I’m not that familiar with the Depop service but the transaction wasn’t completed via Depop’s checkout just via messages with the seller on the app.   The seller posted the item a few days later and sent me a tracking number, and the item says delivered but it hasn’t arrived with me. When tracking online and asking for more info online it says the tracking number and delivery postcode (my home address) don’t match and the website doesn’t offer any further help. The online chat function is a bot and frankly useless and there is no phone number to call.   The seller can’t show me any proof that the tracking number marries up to my address (they sent me a photo of the box but that’s it) so feel at a loss and very silly (and sad).   I don’t have the seller’s postal address, only email and phone number, but can I (should I) make a claim via small claims for the without having a physical address?   I have asked the seller for a refund and advised they have to make a claim for compensation as the contract of sale (postage cost) was with them and the delivery company.    Thank you everyone. 
    • Its a common situation HB ... In how many laws broken how many times - yes somewhat complex   In caring and supporting your own its quite simple and straight forward It enables the younger members to work and school, while giving care to the older members, who have mainly lost their prior anchors - Nothing strange ... although Johnsons' monsters seem to be unaware or uncaring ...   Any in such a situation will of course have ALL their owns health and safety as the paramount consideration.
    • Jeez that's complicated. 😕
    • I’ll call the court on Monday. 
  • Our picks

Schedule of Inhibition (nationwide building society)

Please note that this topic has not had any new posts for the last 2037 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Is there a way of stopping or challenging this from being renewed at the end of its 5 years (before the actual debt is cleared)?


Original debt: Nationwide Overdraft back in 2004 of £3500


Nationwide refused to deal with Christians Against Poverty who were sorting out a repayment schedule at the time

and as soon as they were involved took me to court.



They had been phoning me in the evenings to try and get me to repay the overdraft and had offered if I could pay the overdraft of £2000

- they would waive the £1500 over that but I was pregnant at the time and about to come off on maternity leave soon

and did not have that amount of money available to me then.



The guy I was speaking said that in that case they would take me to court and take my house away from me.



Decree was granted in April 2005 and Order of inhibition on any property I own after that.

Was renewed on expiry in 2010 and due again to expire in May.



Have £1900 left of balance.



Have not received any statement of the account since the decree in 2005,

so have no idea of interest and charges that have occurred

or how much I have actually paid back.



First was passed to Morton Fraser solicitors and now with Aberdein Considine.


I have tried to put in a claim for unfair fees and charges that were added to the account

- the overdraft was £2000 and the fees and charges the rest.



Morton Fraser said I was not allowed to contact Nationwide Building Society to do this.

Never got a reason why they would not look at the fees and charges

- on the one hand Nationwide were saying to contact Morton Fraser with a settlement offer

and they would consider it through them but Morton Fraser said they received no such instruction from Nationwide

- so just kept going round in circles.



This was a few years ago and I had too many other things going on in my life to fight with them about who said what so just left it.



However, I want this inhibition removed so I can move on with my life.

I could possibly just about manage to settle the debt before May,

but it would be a struggle (we are a family of 7 so every penny counts).

I do still have some other outstanding debts that I still am paying that defaulted at the same time.


Any advice on how to go about this one?

Link to post
Share on other sites

you should have been receiving at least one statement of account per year.


I think you should be asking first for a statement of account to confirm the balance.

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.


Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Link to post
Share on other sites

I have sent of a CCA request (to Aberdein Considine) asking for a full breakdown of the account and also put in a complaint via the Nationwide website so far just had an automated response that they will get back to me within 8 days.

Link to post
Share on other sites

Received in post a letter from Nationwide and an income and expenditure form to fill in and also want further information on how I am in financial difficulty so they can consider request to waive fees and charges. Says that once returned they should have a reply by 13th April.

Link to post
Share on other sites

Are you happy to provide the info.


Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites
  • 1 month later...

Update - managed to get full payment details of payments made after the court order and that balance is now suddenly over £400 less than it was in the first letter. Aberdein Considine have said that their client is not obliged to send the copy of the signed credit agreement for the overdraft as the overdraft facility is not covered by the Consumer Credit Act 1974.

Link to post
Share on other sites

thats correct about overdraft not being covered

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.


Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...