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Ruthbridge Fishing


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Seems a while since I heard anything from a DCA but a recent house move has set them off again.

 

Two weeks ago I received a letter 'We are attempting to contact the above named in relation to a personal matter' from Ruthbridge.

 

I ignored it as advised the last time a DCA contacted me.

 

Today I have received another latter from the same company (appologies for using upper-case as they did): "YOU HAVE BEEN IDENTIFIED AS OUR CUSTOMER AT THE ADDRESS STATED ABOVE. PLEASE CONTACT US IMMEDIATELY."

 

It gave me 5 days to respond (letter dated 5 days ago) or an agent may telephone me. I am not their customer and I know Ruthbridge are a DCA

 

I have just checked my credit record there is nothing on there with the exception of a loan which is current with no arrears.

 

Last time I heard from a DCA about an old debt was over two years ago,

 

Is there a way stop them calling before they actually do or should I await for them to call then write to them.

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or simply ignore them

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Toothless ruthbridge......

 

If they do call you, however they may find your number, just laugh at them......

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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ignore them, ruthbridge often try to chase very old and sb debts

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Unless you have some idea of why they are so desperate to speak to you.. wait until they advise further with more information on the account they are attempting to pursue.

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It would seem that Ruthbridge are not alone in fishing.

 

I have today received a letter from Portfolio Recovery Associates in respect of a debt they bought from Aktiv Kapital.

 

I last dealt with AK in 2012 ......

 

Opening offer to settle is 20% of what they believe the outstanding is (same figure used in 2012).

 

Obviously statute barred ...... off to send them a letter plus a copy of AK response stating that no furhter action would be taken.

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pers I would not bother entering into letter tennis.

 

 

it wont stop them.

 

 

infact prob encourages them

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

pers I would not bother entering into letter tennis.

 

 

it wont stop them.

 

 

infact prob encourages them

 

 

dx

 

It may but when Portfolio Recovery Associates were AK they wrote to me saying they would no longer be contacting me in relation to this alleged debt.

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