Jump to content


Nat West Application affected Credit Score


marshmallows
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2447 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

 

I have been trying to build my credit rating back up and I have been succeeding. It had even moved back up to the "good" rating on Experian.

 

 

Anyway I am now in a position where I could open a savings account and actually put money away.

 

 

I decided to open an instant access savings account with Nat West, so no overdraft, not a current account but to my surprise they did a credit search that has left a footnote on my credit score and knocked my score back down to "fair"

 

 

So it seems that by wanting to be a customer and hand money over to them I have now paid the price by my credit report being damaged.

 

 

Is this usual for opening a savings account?

Link to post
Share on other sites

yes but its not there for long either.

 

 

also depends upon any other searches/credit you might have appliedfor

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Last credit I applied for was 8 year ago.

 

 

I just find it bizarre that they can do a "credit application search" when you are not applying for credit or anything that has the facility for credit.

 

 

I called them and the bloke said they didn't do them for savings accounts put me on hold for about 20 minutes and came back and said they did.

 

 

I wanted to look at switching mortgages as well :(

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...