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Freemans Are Not Replying To Any Letters

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I'm after a bit of help,

 

 

I have slowly but surely sorted out my debts and most of the companies are playing fair and agreeing to my £1 per month payment offers..

..however I have a problem with Freemans Catalogue,

 

 

I have sent 2 letters to them explaining my circumstances have changed and offer of payment,

both sent recorded delivery and as to date had nothing back of them except another default notice,

 

 

in the default notice they say the £230 debt will be passed onto a dca which doesn't worry me

just annoying they will not respond to any letters and this can be resolved...

 

 

.all letters have been issued recorded and a cca has been applied for but nothing received

and well past the 12+2 days have passed so what would you do next?

 

 

Thanks all.

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usually only one formal default notice applies for the same. what have they sent you.

if no response to yr cca request can put them to task.

they are supposed to take into account financ difficulties. cld consider a formal complaint.


IMO

:-):rant:

 

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sar time get those £12 fees back too

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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The default notice I received is a photocopy,

it says 'default notice served under section 87(1) of the consumer credit act 1974,

various bits of blurb saying I'm in failed to pay the sum of £27.44 by 16th feb 2015.

 

 

.then goes on to say if I pay the said amount by 18th march 2015 no further action to be taken

..however it then says if I don't pay it then the agreement will be terminated..

 

The joke is it then goes on to say if your having difficulty in paying contact us and we'll help..

.erm done that and received nothing but default notices.

 

So what would you do now seeing as freemans are not responding to my letters advising of financial difficulty?

 

Anybody have an address for someone higher up who will respond maybe?

 

Annoying when your trying to resolve the debt and they won't listen.

 

Its a photocopy default notice section 87(1)

 

it advises if I pay £27.44 by the 18th march 2015 then no action will be taken,

if I fail the the agreement will be terminated and passed onto a dca,

 

They say if your having trouble paying contact them in this letter to which I already have twice and received nothing but default notices...how the hell are you supposed to resolve the debt if they wont reply to you...advice needed please.

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so you are saying the DN is faulty?

 

 

can you scan it up please

 

 

HOW TO UPLOAD DOCUMENTS / IMAGES ON CAG IMMEDIATELY YOU DO NOT NEED 10 POSTS

.

IMPORTANT To protect your IDENTITY and ensure you remain ANONYMOUS on CAG

YOU MUST ensure that you REMOVE all Personal Information including Barcodes, Names, Addresses etc

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ENSURE: To leave all Monetary Figures and Dates.

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DO NOT USE A BIRO, PEN, SEE THRU TAPE OR LABELS TO EDIT THE INFORMATION

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1. SCAN YOUR DOCUMENT

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- Set your default scan page size to A4 less than 300 DPI (150 will do)

- Scan the required letters/agreements/sheets - as a picture (jpg) file

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- Don't forget you can use a mobile phone or a digital camera too!!

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- If you have multiple scans/pictures please put these into a WORD DOC first ensuring you have removed all Personal Information before converting to PDF.

if you dont have MSOFFICE, use openoffice its free and has a PDF converter.

- IPHONE ONLY: Take a picture and Convert to PDF via an APP

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2. HOW TO EDIT (Remove Personal Information)

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- Do this using MSPAINT.EXE or any Photo Editing program and ensure to save the document.

PLEASE TRY AND REFRAIN FROM POSTING FILES OF +1Mb in size

a single sheet of a4 should be about 50kb.

.

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OR Go to one of the many free online pdf converter websites:

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- http://freejpgtopdf.com/

- http://www.convert-jpg-to-pdf.net/

- http://www.freepdfconvert.com/

- http://www.pdfmerge.com/

- http://www.primopdf.com/

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PLEASE REMEMBER: It would be better to upload a Multi-page PDF rather than multiple Single PDFs.

.

4. BEFORE UPLOADING YOUR DOCUMENT ON CAG

.

- Logically Name your PDF File so Users know what it is. DO NOT NAME YOUR FILE USING BANK NAMES OR CAG IN THE TITLE

.

- For Example: Default Notice DDicon-MM-YYYY.

.

IMPORTANT To protect your IDENTITY and ensure you remain ANONYMOUS on CAG please ensure that you do a final check that all Personal Information including Barcodes, Names, Addresses etc. are REMOVED before carrying out the NEXT STEP

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5. HOW TO UPLOAD YOUR DOCUMENT ON CAG

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- In your Thread/Post open a new msg box here.

- Click 'Go Advanced' below the msg box.

- Click 'Manage Attachments' below that box.

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- Click 'Select Files', navigate to your file(s) on your PC.

- Click 'Upload Files'.

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- You DON’T have to put a link to the attachment in the msg box just upload it ……… JOB DONE

- You can click on your links to check them too!!

.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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