Freemans Are Not Replying To Any Letters

[sikez2012]

I'm after a bit of help,

 

 

I have slowly but surely sorted out my debts and most of the companies are playing fair and agreeing to my £1 per month payment offers..

..however I have a problem with Freemans Catalogue,

 

 

I have sent 2 letters to them explaining my circumstances have changed and offer of payment,

both sent recorded delivery and as to date had nothing back of them except another default notice,

 

 

in the default notice they say the £230 debt will be passed onto a dca which doesn't worry me

just annoying they will not respond to any letters and this can be resolved...

 

 

.all letters have been issued recorded and a cca has been applied for but nothing received

and well past the 12+2 days have passed so what would you do next?

 

 

Thanks all.

[Guest]

usually only one formal default notice applies for the same. what have they sent you.

if no response to yr cca request can put them to task.

they are supposed to take into account financ difficulties. cld consider a formal complaint.

[dx100uk]

sar time get those £12 fees back too

 

 

dx

[sikez2012]

The default notice I received is a photocopy,

it says 'default notice served under section 87(1) of the consumer credit act 1974,

various bits of blurb saying I'm in failed to pay the sum of £27.44 by 16th feb 2015.

 

 

.then goes on to say if I pay the said amount by 18th march 2015 no further action to be taken

..however it then says if I don't pay it then the agreement will be terminated..

 

The joke is it then goes on to say if your having difficulty in paying contact us and we'll help..

.erm done that and received nothing but default notices.

 

So what would you do now seeing as freemans are not responding to my letters advising of financial difficulty?

 

Anybody have an address for someone higher up who will respond maybe?

 

Annoying when your trying to resolve the debt and they won't listen.

 

Its a photocopy default notice section 87(1)

 

it advises if I pay £27.44 by the 18th march 2015 then no action will be taken,

if I fail the the agreement will be terminated and passed onto a dca,

 

They say if your having trouble paying contact them in this letter to which I already have twice and received nothing but default notices...how the hell are you supposed to resolve the debt if they wont reply to you...advice needed please.

[dx100uk]

so you are saying the DN is faulty?

 

 

can you scan it up please

 

 

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