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Josamolly Round ***WON***


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Right, having had the Halifax running around in circles and finally paying me IN FULL last week, its now the turn of the Alliance and Leicester. I really do enjoy a bit of bank baiting....

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Good Luck with part deux!

Kingliam

:!:

 

On behalf of the Ginger one

Lloyds TSB - 1ST 12/07/06-LBA 26/07/06-MC-14/08/06-Court-31/01/2007

Halifax - D P A 02/10/06

On behalf of MumKing

Barclays Bank D P A 29/08/06

 

On behalf of DJ Sunny

Alliance & Leicester D P A 29/08/06

 

On behalf of GrandmaKing

GE Capital D P A 30/10/06

Barclays Bank D P A 30/10/06 - 1ST 15/11/06 *Microfiche [problem]

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hi there i am new to this and i have searched on the A&L as it is them i am battling. I have sent the first letter to which i had a reply saying that the OFT do not think the bank charges are unfair, it is only credit cards????

To explain the situation- in August i had approx 100 charges for Dd. I asked for an overdraft ext to stop further problems this was refused and i was told to get a loan, this also refused. From August to end of October they have taken 500.00 in charges. Basically making money out of me as they know i was having problems. Anyway what do i need to do now???????

PLease help

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Pretzle

Start your own thread you will get all the advice you need and, of course, read the A&L forum threads, pursue the case and you will win

We haven't got the money, so we've got to think!

Ernest Rutherford

 

A & L

Data Protection Act Letter sent 11/08/06

Data rec'd 14/09/06, Prelim letter sent 16/09/06

LBA sent 22/09/06, MCOL 6QZ68670 issued 2/10/06 - chq for £6,375.34 rec'd 04/11/06.

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Hi

How are your claims coming along??Heard anything from Nasty West yet??

Kind regards Trish

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Not yet Trish.. Hopefully sometime this week. How about yours? Added your statements up yet?

Hi...no they have to re-send them as there were god knows how many doubles & missing ones etc.

Take care & good luck!

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Thank you very much J!!:p

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Hi J !

Have you heard anything yet???Let us know how you get on!!

All the best and kind regards Tx

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Right, 14 days are up and not a peep from these stupid people. Do they never learn.

 

Had a call from an outside company this week, Global something or other, demanding the £120 i paid the A and L short last month. So i paid them out of my halifax winnings!!! :)

 

Anyway, of on a tangent again.. I really do have the memory of a goldfish!!! as someone else once said!!:)

 

So now its the next letter, off today, and boy am i looking forward to the phone calls these people will make to me next week...all the way from bloody India as well...

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Parachute CC now set up..just in case, and its 0% for 12 months!! .. gonna have these people jumping thru hoops before long...

 

No phone calls from our flip flop wearing friends in the Faaaar East, sure they will when the leccy comes back on.. Not sure that their training tells them how to deal with a mad, cat eating, opinionated bank baiter from Beds tho..

How funny are you!!??

:D

Not so sure about the cat eating thing......What have they ever done to you??;)

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Got a reply to my prelim, 23 days after sending it asking for time and they would respond by the 11th Dec!!!! Dream on Mr A+L...

 

Anyway, sent them and LBA on Monday as they hadn't replied by that time. I'm sure they will now call in my CC debt as a retaliatory action, but guess what..... too bloody late!!!!! I have moved it over to Marbles...

 

Far to quick for these dinosaurs, bring it on baby...

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Got a reply to my prelim, 23 days after sending it asking for time and they would respond by the 11th Dec!!!! Dream on Mr A+L...

 

Anyway, sent them and LBA on Monday as they hadn't replied by that time. I'm sure they will now call in my CC debt as a retaliatory action, but guess what..... too bloody late!!!!! I have moved it over to Marbles...

 

Far to quick for these dinosaurs, bring it on baby...

HI J!!

Lol bit of a clever mut now r we??

Btw hows the catfur spitting going??:razz:

Tx

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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yeah as it happens i am getting a bit clever thanks... NW to go yet, really looking forward to getting to grips with them.. hope your claim is going ok, and that your cats well..

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yeah as it happens i am getting a bit clever thanks... NW to go yet, really looking forward to getting to grips with them.. hope your claim is going ok, and that your cats well..

yes all is well thanx!!! and so is the cat!!!lol b good x

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Hi Pretzle06.

 

I've recently made a claim against A&L for a refund of bank charges of £1181.24 (not credit card charges), and have this morning received a similar reply to yours, informing me that they consider these charges to be fair and appropriate. Have you started the legal proceedings yet?

 

Has anyone else had a similar reply to me & Pretzle from A&L?

 

Bluedolphin

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right guys, need some help with this. Got another letter today and it says.

 

' You should be aware that the account number that you have qouted is in fact an MBNA cc and therefore any action that is issued should be directed towards MBNA'

 

So, my question is who gets the next letter , do i have to start again or is it just a fobbing off exercise?? And who do i have the next row with?????

 

My card is an A+L card, i always ring them whenever and all my statements are from them..

 

Answers on a postcard please.

 

Cheers guys

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You do need to deal with MBNA for the credit card.

 

Bluedolphin, if you read the A&L Successes threads you will see that just about everyone gets the same response you had, and you will also see what is likely to happen next. If you start your own thread we can follow your progress too.

  • Haha 1

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thanks Caro.

 

I suspected A&L would try and pull the wool over my eyes in the hope that I give up, but it's worth persuing for the refund, despite the fact they'll close my account. Guess I'll just open another with someone else or even with them again before proceedings commence!

 

Bluedolphin

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Start again I'm afraid,although if you look on the MBNA forum I think it shouldn't take long to get paid.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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