Jump to content


Aps delivered IND court order help! - opps IND mistrace! want compo


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3346 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I signed for a letter tonight.

 

Delivered by a polite guy.

 

I was out when he knocked.

 

He knocked on my neighbours door.

 

I am friends with my neighbour.

 

He called me and explained that the man wouldn't let him sign for the letter.

I wasn't far away so I came home and signed for the letter.

 

It is a county court order stating I owe £4060.13 to Ind ltd.

 

This is in reference to an order issued in 2012.

 

I have absolutely no knowledge of this debt.

 

I recently bought a house so went through numerous credit checks.

 

All showed nothing.

 

Got a mortgage no problem.

 

It's too late to contact the court.

 

I have read strange things about this company on this forum.

 

The weird thing is that all loans (mortgage credit card) are being paid off by direct debit etc.

No outstanding debts.

 

Have I acknowledged a debt by signing for this letter?

 

I am worried my details have been used fraudulently?

 

HELP!!

Link to post
Share on other sites

what is it you have please?

a statutory Demand..

 

 

what number is on the form?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

There isn't any numbers.

 

 

A contact number for medway court.

 

 

The creditors address is ind ltd in Peterborough. A PO box number.

 

 

I can't sleep I'm so bloody worried. I'll call the courts tomorrow.

 

 

It says a judgement order given in 2012

 

 

states I owe over 4k.

 

 

I've never received any letters etc stating I owe money.

 

 

I've always paid my loans and bills on time.

 

 

Never missed payments.

 

It's an N39. First letter I've received so I'm very confused and worried.

Edited by angrybloke1979
Link to post
Share on other sites

that's better.

 

 

right so IND got a CCJ by the backdoor in 2012

 

 

so since then you've obv moved and the Claimform/CCJ was served to an old address.

 

 

ring northants court 1st thing

tell them you did not get the claim form

nor the resultant CCJ issued by default

quite typical of IND

they specialise in doing this on purpose

 

 

if you type in N39 in the search CAG of the red toolbar

you'll bet the idea.

 

 

nothing to worry about really.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

https://www.moneyclaimsuk.co.uk/PDFForms/N39.pdf

 

N39 is a request to to give a financial statement, income, expenditure etc. It is purely an exercise in information gathering to be able to execute their judgment.

 

One example is that if you were in full time employment they may apply for an Attachment of Earnings Order, if you own a property then they may apply for a Charging Order.

 

Absolutely worst case scenario, if you continue to REFUSE (not fail) to fill in the form you could go to prison for contempt of court. However, you have a chance to fill in the form now, or if you fail to do it now then you will be brought into court ....

 

If the hearing is to be before a judge, you or your representative must attend and conduct the questioning.

 

If the questioning is to be carried out by a court officer, you need not attend, but you or your representative may attend if you wish to ask questions.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Thanks for your help guys. I have just completed a full check online on the trust online site.

 

 

Nothing registered against me at all.

 

 

I'll phone the court at 0900 and double check.

 

 

If this comes back as bogus I'll report this to Kent police and state it is attempting to gain money through deception.

 

 

All under the fraud act now.

 

 

The thing that infuriates me is that the APS delivery guy was asking my neighbour about my father.

 

 

He passed away four years ago debt free

 

 

so to say I am bugged is an understatement.

 

 

Just one of IND ltd's bully tactics it seems.

Link to post
Share on other sites

phone the court.

 

 

it might well be registered at your old address mind remember.

 

 

are all your old addresses showing on your credit file.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I phoned the court and

 

they explained that it was for a credit card bill with Lloyds.

 

I bank with Lloyds so was a bit shocked but relieved as I know I don't owe them anything.

 

Lloyds confirmed that I have no outstanding debt with them and the only credit card I had was paid off in full in 2013.

 

I have been with lloyds for nearly 20 years.

 

I was advised by my bank to contact IND ltd the creditor.

 

The woman asked for my name etc and then asked for my previous address.

 

I asked he what she thought it was.

 

She gave me an address I have never lived at.

 

Only had three addresses and Lloyds have known about them all.

 

Woman at IND stated it could be a mistrace and now I have to fill in paperwork so IND can check this is not me.

 

The man who delivered the court order did so at 8pm.

 

My pregnant wife and I could get no sleep though worry. The hearing isn't until April.

 

When this is proved to not be me what legal actions can I take?

 

I am after blood if the truth be told.

 

I am seething.

Link to post
Share on other sites

If anyone is following this here is the next update.

 

I attended my bank today.

Have a statement stating I do not owe anything.

 

Also stating they have never sold any debt etc to IND ltd.

 

The credit card number IND are pursuing doesn't match the card I had and paid off in 2011.

 

Despite all of this IND still say they are looking in to it.

 

The only thing me and this credit card bill dodger share are our names.

 

IND are incompetent beyond belief.

 

The investigators they use make Laurel and Hardy look professional.

Link to post
Share on other sites

that we already know

 

 

migt be worthy getting action fraud involved too.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

well whomever dumped the linked address on your credit file will be the culprit

 

 

and you should be seeking compensation but like durkin did.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

You need to make sure that:

The hearing in April gets vacated

and

The CCJ gets set aside.

 

Optional only after that is compensation for the way they have blighted your sleep at night and your credit file.

 

In that order and you may need to make sure the CCJ is set aside by doing that from your end. DO NOT trust INDs word on it that they will make sure etc and blah blah.

 

Well done so far. Good job. But it isn't over until the CCJ is set aside and you have ALL of your costs back for that including something for your damaged credit file.

Link to post
Share on other sites

that is truly disgusting and needs to be exposed to the highest level.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...