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Amandad010

Picture/Webb resoloutions insurance reclaiming

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Hi,

 

 

This is the first forum I have registered with so if I am asking the wrong questions on the wrong forum I apologise.

 

In 2007 we took out a loan with picture,

it changed hands and went to Webb /resolutions and I believe again Idem services.

 

 

We originally took out the insurance in case my husband lost his job.

 

 

Apparently it was for the first 5 years,

I was informed today that at then of the 5 year term we would receive notification from them to ask us if we wished to take out further insurance.

 

 

In the 5 years the company changed hands, we did not receive any letters.

 

 

My husband is now out of work and it seems that I am not insured.

 

 

This was a one payment policy which means I am paying for the insurance that I no longer have for the full term of the loan,

 

 

is there anything anyone can recommend what I can do please.

 

 

Thanks.

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have you all the statements?

 

 

pers I'd be treating this as PPI and reclaiming it all.

 

 

dx


..

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Thanks for the reply I was thinking that but not sure how I would stand as it states on the agreement that the insurance is for the first 5 years, still didn't receive any offer to further the insurance. Will look into PPI route.

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