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Picture/Webb resoloutions insurance reclaiming

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This is the first forum I have registered with so if I am asking the wrong questions on the wrong forum I apologise.


In 2007 we took out a loan with picture,

it changed hands and went to Webb /resolutions and I believe again Idem services.



We originally took out the insurance in case my husband lost his job.



Apparently it was for the first 5 years,

I was informed today that at then of the 5 year term we would receive notification from them to ask us if we wished to take out further insurance.



In the 5 years the company changed hands, we did not receive any letters.



My husband is now out of work and it seems that I am not insured.



This was a one payment policy which means I am paying for the insurance that I no longer have for the full term of the loan,



is there anything anyone can recommend what I can do please.




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have you all the statements?



pers I'd be treating this as PPI and reclaiming it all.





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Thanks for the reply I was thinking that but not sure how I would stand as it states on the agreement that the insurance is for the first 5 years, still didn't receive any offer to further the insurance. Will look into PPI route.

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