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Hoist claim form Santander Creit Card 'debt'


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Name of the Claimant ? Hoist portfolio

Date of issue – 17 Feb 2015

What is the claim for –

 

What is the value of the claim? Just under £2000

 

POC

 

 

the claim is for the sum of.... In respect of monies owing persuant to consumer credit act 1994 under account no......

 

The debt was assigned by Santanderlink3.gif's cards Ltd to the claimant and notice has been served.

 

The defendant has failed to make contractual payment under the terms of the agreement.

a default notice had been served upon the defendant pursuant to section87 CCA.

 

The claimant claims

 

1 the sum of 2k ish

2 interestlink3.gif pursuant to s69 of the county courtlink3.gif act 1984 at the rate of 8% from the date to the date hereof 13 days is the sum of ....

3 daily interestat the rate oif....

4 costs

 

 

 

Is the claim for a current account (overdraft) or credit/loan account or mobile phone account? Credit card

When did you enter into the original agreement before or after 2007? Before 2007

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? No

 

Did you receive a Default Notice from the original creditor? Can not remember nothing reacent

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No

Why did you cease payments? Lack of income start of recession time

 

What was the date of your last payment? 2012

Was there a dispute with the original creditor that remains unresolved? No

 

Did you communicate any financial problems to the original creditor

and make any attempt to enter into a debt managementlink3.gif plan? Used a paid for debt managementlink3.gif plan was not working so stopped it

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thread tidied

 

 

have you ack'd [AOS] the claim on MCOL website yet?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thread tidied

 

 

have you ack'd [AOS] the claim on MCOL website yet?

 

 

dx

Not yet going to print of CCA AND CPR requests ready to put in post in morning

Do u send it all to solicitors as address for sending documents and payments to them?

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get the aos done on MCOL website

defend all

leave juris unticked

 

 

 

 

CCA request goes to HOIST

£1 BLANK PO

do not sign anything

 

 

CPR goes to the sols

look in the legal section of the green library tab top left

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I would advise the thread title be changed [yes, again!] from hph2 to Hoist to help the many victims of the recently begun large scale Santander debt portfolio sell off likely to be researching the new owners.

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  • 2 weeks later...

4pm Friday 20th

33 days [whereby the date on the claimform id day one.]

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Solicitors have written back we acknowledge receipt of letter dated 25 Feb under crp 31.14 for documentation

We are currently in process of retrieving the docs requested

 

Therefore please accept this letter as our agreement to extention of time.

 

 

once we have provided you with the documents requested we will greant a further 14 days for you to respond to the claim form as you feel appropriate.

 

No reply from hoist for CCA 17 days now

 

I will stick to the original deadline for filing defence as I expect solicitors wont notify court and get a default ccj if I go with their letter?

 

Looking at credit report the only thing shows is a closed and up to date current account taken out at the same time as credit card in april 2008

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correct

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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