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Search on my file for someon else's card application


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This may have been asked and answered before but I can't find it.

 

My wife and I are no longer together but we still have a joint mortgage and current account. She lives elsewhere. This is all fine.

 

She has applied for a tesco credit card and there is a credit search showing on my record. That's going to impact my ability to get credit.

 

Tesco claim that they are allowed to do this because we have joint finances but I don't think that's right..

 

Is this a legitimate search on my record?

 

Thanks.

 

Andy

Edited by andytwonames
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  • 1 month later...
you have a connection i.e. mortgage (joint) also current account - they are correct it seems

I think that they should have asked for your permission before doing a search. The current application isn't a joint one.

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