Jump to content


  • Tweets

  • Posts

    • Holding my hands up I was a naughty boy driving a transit van along the A55 in Wales in February and exceeded 60mph in what I thought was a 70mph zone. ( all to do with the weight of the van). When I realised the error of my way I took the fine and sent my licence off by Royal Mail. Yesterday I received a letter from North Wales Police saying that I was now being prosecuted in court for failing to surrender my licence. I paid the fine as soon as I received the £100 penalty letter and carefully read the form ( which is confusing to say the least) and immediately took a walk to the post box and sent my licence off. In hindsight I’m a fool for believing that the licence would get to the HMCS in Loughborough without the need to track and trace the letter. I still believe that Royal Mail hasn’t lost the letter with my licence in it as I have never had any other letter go astray. I believe the licence is with HMCS it’s just not yet been processed probably due to Covid backlog. Seems Covid is to blame for everything these days. How can I avoid this going to court? I’ve never had a speeding ticket in over thirty years of driving or any other ticket hence why I was keen to comply with the ticket and send my licence off as instructed.
    • Rejection letter to be sent to the FOS   I am declining your decision of 13th April for the following reason:   Much of your decision is predicated on your view that Aviva had a “process” in place and that they follow this process and as a result the decision to enter an insurance contract in 2015 was fair. 1.      Nowhere in your decision have you explained what the process was and whether in fact the process was fair. Clearly your view is that regards of the process, all that was needed was for Aviva apparently to follow this process and any outcome would be fair.   2.      On 2 June 2021 I received a telephone call from the Aviva complaint team. During the conversation, they informed me that in fact that in 2015 the call handler had been wrong and had not followed the correct process. The Aviva caller told me that it was not part of the process for the call handler in 2015 to refer her suspicions to her manager. Clearly, if the call handler in 2015 had adhered to the correct process and allowed herself to be guided by her own suspicions then Aviva would not have agreed to provide the insurance cover and they would not have become the victim of fraud. In fact that we find is that the correct process at the very serious suspicions of the call handler were overridden by a manager. It seems evident that either Aviva has misled you as to the nature of the process or else they have not disclosed their process to you. It may even be that they do not have a written “process”. They only have “a way of doing things”. If it is correct that you have not seen the Aviva process but have simply taken their word for it, then it is clear that your investigation and your decision has for the short of any reasonable standards. If on the other hand Aviva has misled you as to the nature of the process, then I think you have a very serious issue with Aviva. I believe that you have ever seen the “process” upon which you are purporting to rely on your decision. You may be interested to know that the man who defrauded Aviva also attempted to use my identity to defraud a number of loan companies. I’m pleased to say that all of them exercise sufficient diligence that they did not become victims of the fraud. Only Aviva failed to exercise proper care and allowed themselves to be defrauded. You may also be interested to know that the police have interviewed me and they have interviewed my brother and they are preparing to charge my brother in respect of his fraudulent activity. I am under no suspicion whatsoever. The police have informed me that they will be speaking with Aviva facing fairly soon. There are many other reasons why I am refusing to accept your decision. All the other reasons turn on the fairness of your decision that the reasons above, go to the heart of your own process and the quality of your investigation. I think it’s not insignificant that I have submitted a Freedom of Information Act request and also a Data Protection Subject Access Request to you and so far you have failed to respond within statutory deadlines. I have also sent Aviva a Subject Access Request and they have extended the deadline for compliance by a full two months for spurious reasons which I do not believe. I have also asked Aviva for sight of their policies and procedures in respect of the rules that they apply to their customers for the setting up of new business and I have received no response. The Aviva website makes a show of being aware of the dangers of domestic financial abuse and they trumpet their association with the organisation Surviving Economic Abuse and they say that their staff are all trained in spotting the signs. I have asked to see their abuse policy and I have received no response. None of this is surprising.    It is clear that Aviva have acted carelessly. They were suspicious but preferred to get the new business. It is Aviva which is the victim of fraud but they prefer to try and avoid their responsibility and pass the buck onto me. I’m pointing out that it is Aviva which is the victim of fraud because I can state categorically now that I have no intention of paying any of the money which Aviva is demanding of me. I notice that Aviva prefers to harass me for an alleged debt rather than simply bring a claim in the County Court where an impartial judge would look at all the evidence including information which so far Aviva has declined to disclose.   This letter is intended to decline to accept your decision but also is intended to be my formal complaint which I wish to be escalated to the Independent Assessor. Please confirm receipt of this complaint, provide me with any policies and guidelines the Independent Assessor route and also let me know the timescales involved.   Yours faithfully
    • The G7 hasn't gone to plan, has it?   Rather than showing the UK off as a potential global leader, Johnson has probably started a trade war with the EU and is being told that other nations don't trust him.
    • Hi   I assume this mattress was the Tenants own property?   So after moving out the Tenants provided an attachment showing a stained mattress and wanting full deposit back and threatening to claim against you for this.   1. Tenants failed to notify you of this stained mattress issue until the end of tenancy after they had vacated the property.   2. You have no evidence that this was the actual mattress used in that property nor evidence to back up there claim the staining caused this mattress damage.  (i.e. one of them could have had an accident and wet the bed or done this when they moved from the property).     3. Ask them that you wish the mattress independently inspected. (which you are fully entitled to do and if it proves this claim is false it will be added to the deposit claim by you the landlord for damages as well as the Garden if you need to get landscapers in to carry out the work that should have been carried out by Tenants as per Tenacy Agreement and raised  by yourself (Landlord) on a few occasions which Tenants failed to rectify even at end of tenancy.   4. Ask them to provide you with the contact details of there Contents Insurance Company (tenants whether Private or Social Housing should always take out and have Contents Insurance but is up to that tenant) bet they don't provide it Big question is the Deposit protected in a Tenancy Deposit Scheme (TDS) and those Tenants that have left were given a copy of the Prescribed Terms for that TDS? (Bear in mind you may need to tell TDS that you are in dispute with the Tenant about damages i.e. mattress and Garden)    
    • plenty of time to research and calm down. nothing much to do until the end of june.    
  • Recommended Topics

  • Our picks

  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2303 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

The new landlord of the property where I live is seeking eviction of all tenants in order to gain possession of the property.

 

The other tenants have various types of tenancies such as Assured tenancies and AST type tenancies.

 

The attempted eviction is served on us under section 21 of the 1988 Housing Act. The Assured and AST tenancies were introduced in the 1988 housing Act which came into force on January 15, 1989. Now, my tenancy began in 1988 and I don't have any official document to confirm my tenancy status.

 

However I do have several post mark dated letters addressed to me in various times of 1988 and in further years up to the present time.

 

On it's own would these post mark dated letters addressed to me be firm evidence of being resident at the property since 1988 and thereby not being subject to the section 21 notice for possession of the property?

Link to post
Share on other sites
The new landlord of the property where I live is seeking eviction of all tenants in order to gain possession of the property.

 

The other tenants have various types of tenancies such as Assured tenancies and AST type tenancies.

 

The attempted eviction is served on us under section 21 of the 1988 Housing Act. The Assured and AST tenancies were introduced in the 1988 housing Act which came into force on January 15, 1989.

 

Now, my tenancy began in 1988 and I don't have any official document to confirm my tenancy status.

 

However I do have several post mark dated letters addressed to me in various times of 1988 and in further years up to the present time.

 

On it's own would these post mark dated letters addressed to me be firm evidence of being resident at the property since 1988 and thereby not being subject to the section 21 notice for possession of the property?

 

Hello Skullcap and welcome to CAG Forums.

 

If you moved in before 15th January 1989, you have a Regulated Tenancy which comes under the 1977 Rent act, as amended http://england.shelter.org.uk/get_advice/private_renting/private_renting_agreements/regulated_tenancies

 

and LL cannot evict you, a s21 would be Invalid ...

 

To advise you further, can you answer theses questions.

 

Have you proof you been paying Rent before before 15/01/1989 like bank statements, rent books or something else

 

Does you rent show up here https://ebusiness.voa.gov.uk/err/ Enter your full post code and then just click "Find" dont post any personal details.

 

Thank you

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

Link to post
Share on other sites

Thank you 45002,

I have no proof whatsoever that I have been paying rent before 15/01/1989.

Old rent books and any other documentation that could show that I were

paying rent at this or any other address before 15/01/1989 are not available.

The property has never been registered for a fair rent, so it doesn't show on the rent register search.

All I have is post mark dated documents with my name and address which spans from 1988 to the present at the same address. The electoral register does confirm my address at the times I did register on the electoral roll but it doesn't confirm my address from any where near 1988.

The property has had several changes in LL over the years and there has never been any written tenancy agreement. My tenancy has simply rolled on week by week without any formal documented contract.

Link to post
Share on other sites

[ATTACH=CONFIG]56118[/ATTACH]

Thank you 45002,

I have no proof whatsoever that I have been paying rent before 15/01/1989.

Old rent books and any other documentation that could show that I were

paying rent at this or any other address before 15/01/1989 are not available.

 

The property has never been registered for a fair rent, so it doesn't show on the rent register search.

 

All I have is post mark dated documents with my name and address which spans from 1988 to the present at the same address. The electoral register does confirm my address at the times I did register on the electoral roll but it doesn't confirm my address from any where near 1988.

 

The property has had several changes in LL over the years and there has never been any written tenancy agreement. My tenancy has simply rolled on week by week without any formal documented contract.

 

As a matter of Urgency then.

 

I would apply Now for a Fair rent

 

Download and fill in form RR1 http://webarchive.nationalarchives.gov.uk/20141002130923/http://www.voa.gov.uk/corporate/_downloads/pdf/RR1-applicationforregistrationoffairrent.pdf

 

If you need any help ask me on this forum

 

Then post it 1st class to https://www.gov.uk/renting-out-a-property/changing-regulated-tenancy

 

VOA Network Support Office

Wycliffe House

Green Lane

Durham

DH1 3UW

 

Once the application has been received, The Rent officer will make any appointment with you to come around the property, put a contact number for yourself on the form RR1.

 

Rent officer may ask you for details of your Old Landlord

 

You can then tell and show what proof you have to the rent officer, they then go away and make a decision.

 

Just to point out a copy of the application will be sent to your new LL, but don't worry they cant stop the application .

 

Hope fully, If the rent officer rules in your favor and register a rent, this can be used in court as proof you moved in before 15/01/1989 you may also find you rent will go up, go down or stay the same .

 

You should also contact CAB or Shelter on Monday and get help from them

 

Enter your full post code in one of the below links to find what's nearest to you

 

http://www.citizensadvice.org.uk/

 

http://england.shelter.org.uk/get_ad...ices_directory

 

Come back to this post if you want more help

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

Link to post
Share on other sites

I have downloaded the RR1 form "Application for Registration of Fair Rent" and will attend

to filing an application in due course.

While searching through old documents I have come accross a photocopy of a letter which my old LL

gave me to take to the Department of Social Security (DSS) as I was unemployed in 1996 and my rent

was being paid for by the DSS.

The letter is written on headed paper and signed by the LL.

There is no explicit date on the letter pertaining to when the letter was written.

In the letter my LL states that I have been

"... in residence with us for 10 years now at rent per week at ... As from 1st January 1997

his rent has been increased to ... to allow for higher inflation costs etc."

Is this document and it's contents a game changer?

Link to post
Share on other sites
I have downloaded the RR1 form "Application for Registration of Fair Rent" and will attend

to filing an application in due course.

 

While searching through old documents I have come accross a photocopy of a letter which my old LL

gave me to take to the Department of Social Security (DSS) as I was unemployed in 1996 and my rent

was being paid for by the DSS.

 

The letter is written on headed paper and signed by the LL.

 

There is no explicit date on the letter pertaining to when the letter was written.

 

In the letter my LL states that I have been

"... in residence with us for 10 years now at rent per week at ... As from 1st January 1997

his rent has been increased to ... to allow for higher inflation costs etc."

Is this document and it's contents a game changer?

 

Could be, but without seeing all the evidence I can't really say !

 

That's why

 

You need to fill in RR1 now and post it today to the address in the url, Don't delay.

 

All this evidence you have, you should show the rent officer once they made a appointment to come and see you at your home.

 

You need to show All this evidence to your local CAB or Shelter office and get advice from them asap, contact them 1st thing on Monday...

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...