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    • The private fleecers who send out this toilet paper deliberately call it a PCN (Parking Charge Notice) so motorists confuse it with a proper local authority fine, a PCN (penalty charge notice).  Read things carefully and don't fall for their tricks!   DX asked if you are in Scotland.  That's important as the law in these matters is very different between Scotland & England.   DX also asked you to complete a link, which again is important as the conmen often can't be bothered to follow the law, as their whole business model is based on getting motorists to wee themselves after receiving various silly threats, and so pay money they don't owe.  So the dates DX asked for are essential.   
    • had to take those down  you've not redacted any pers info!!   you must redact them! read upload carefully!!   when do  pop them up in one multipage PDF please also try and get them the right way up eh?   dx  
    • Thanks Andy for your time. This is what is confusing myself also.   In one letter they claim it that this account is in relation to a current account and loan account. In another letter they claim that this account is in relation to an OD account. They then acknowledge they cannot supply a credit agreement for the loan account. They then inform me it’s an OD account and to ring HSBC if I need more information. After requesting a Default notice, they tell me that this covers both the OD account and loan account.   I will scan the mentioned letters if you need to see them. Please advise    
    • That’s what I thought, but the info on HP suggests that if anything less than 1/3 of the original finance is paid, the finance company don’t have to go to court?   
  • Our picks

    • My personal experiences of Future Comms 
       
      Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!
      • 0 replies
    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Like
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
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