Jump to content


Tenant_B

Ladder Loans - Withdrawal from credit agreement

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1593 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi all,

 

I made a big mistake and took out a Ladder Loans loan for £400.

 

Two days later I awoke in a sweat and knew I needed to make good this awful error.

 

I telephoned them and notified them of my intention to cancel under the CCA 1974.

 

I paid the balance of £401.61 and asked them if it would be registered to the CRAs.

 

They said it would, which I found hard to swallow.

 

I have cancelled the credit agreement in the cooling-off period and believe they cannot record the loan with the CRAs.

 

 

Am I right in thinking this?

 

Also, they have emailed me confirming settlement of the loan, not cancellation of the credit agreement.

 

Are they trying to pull a fast one here?

 

Any help is gratefully received.

 

Thanks.

Share this post


Link to post
Share on other sites

If anybody is able to help I would be most grateful.

Share this post


Link to post
Share on other sites

Have you looked at your CRF?

 

Of course they will record it on there, but it won't be a default.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...