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    • I'm just trying to be practical Do A Deal.   Mediate - they will give you few option and maybe nothing - but get rid of the default - off your record not just settled or satisfied.   Whatever you agree to make sure you stick to it or they might be back. Once it's over it will be behind you.    
    • Hi guys,    I got a straight lettr from Debt Recovery plus, and no other notice. the car is leased and I beleive it went to the lease company first. below is the details    For PCN's received through the post [ANPR camera capture]   please answer the following questions.   1 Date of the infringement    26/06/2019   2 Date on the NTK [this must have been received within 14 days from the 'offence' date]   Not sure, as the lease company recieved this. I only recieved a leeter from our registered address on the 11.09.2019 requsting £160, and than further letter on the 20.09.2019 with a notice to court   3 Date received   Not sure, as the lease company recieved this   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]   Not sure, as the lease company recieved this   5 Is there any photographic evidence of the event?   Not sure, as the lease company recieved this   6 Have you appealed? [Y/N?] post up your appeal] Have you had a response? [Y/N?] post it up   No, I have called them to ask for the original notice, and they said they will email this, but this has not happened. this was on the 20th September at 13.49   7 Who is the parking company?   APNR Parking Services Ltd   8. Where exactly [carpark name and town]   Prioiry Walk Service Yard, Queen Street, Colchester CO1 2PL   For either option, does it say which appeals body they operate under.   Does not state this    I fear that I cannot appeal because of the delay from getting it from the lease company, etc.    any help here would be greatly appreacitted   thanks   Irfan Khan     WORKFORCE - 11.9.2019.pdf WESL - 20.9.2019.pdf
    • Neither does your posts as we have already seen .. in posts 7 and 8           and still none.  
    • Hello,   i have recently missed a DD payment to X4L and have incurred a charge from harlands of £25, which i emailed in response to advising not  to take the payment on the next DD date due as advised in the letter received.   i confirmed over the telephone this was the appropriate action to take.   fast forward a week or so later and i get another letter advising another £25 has been added to the account despite my request.   i have absolutely no issue with payment of the first charge as this is my own fault etc. however i feel like the second occasions is ridiculous as i received no correspondence to advise it would still be taken...   Is this entirely my fault or am i within my rights to not make payment of the second charge?   i have looked through many forums and each case seemed to be ever so slightly different and wanted to ask the question?   thanks!!   
    • I don't know if this will be of any use for you but I have very  recently had a small claims against Lowell for the removal of my default from my credit report. Forget Principles! Right or wrong. Due or not due. Pay it and move on. Get out of there asap. Feel sick - I did and do. Get it settled or satisfied. (Settled paid in full. Satisfied part paid Do a deal and get it in writing.  Unless you have £1,000+ to lose or feel lucky? Remember it's the lottery in reverse and you have just won the..... Lowell fish in a barrel award.  Lies, dam lies and statistics. Then there are the mobile phone companies and Lowell.  £320 (12m -  £25pm/£6pw/ couple of pints a week?) v ? You need a solicitor or barrister? Costs if you lose plus theirs? Plus six years of misery - do not go there. In reality to do it properly you need to put £3,000+ in a bank and write it off if you lose. Appeal? Advice - look at the downside. As the Judge said why not just pay it - because I don't owe it is surprisingly not the right answer. Remember it is a lottery and work out the odds.   My case: Lost.It was quite apparent the judge had little time, knowledge of the Data Protection Act, no knowledge of the Law of Property Act 1925 ( labelled as 'archaic' and then 'technical'  and no conception of how Credit reference Agencies work. They had a barrister who he 'conferred' with and a witness statement from the Lowell Barrister. Whatever they said was llke the word of god.  Whatever I said was taken the opposite way. The judge claimed to have never sent anything by recorded delivery and the barrister..oh i agree! LPA s196 (3) includes a postman delivering by hand and S196 (4) recorded delivery is therefore only optional! If only I  had a few million spare.
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mrcooper

Cabot/Weigtmans Claim Form- Lloyd's loan 'debt'***Claim Discontinued***

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Thanks Dx.. I'll keep a close eye on it just in case they try to sell it onto anyone else

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Just a quick question..have just checked my credit file (keeping an eye on it) and although Cabot have chosen to discontinue with the claim they have now added another £500 to the amount on my record for that loan, it's gone from £12,555 to £13, 065....are they allowed to do that?

 

MRC

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Again ....Discontinuance has no bearing on the debt...that will be their fees for issuing the claim.


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Which in reality makes no odds to you...as the debt has yet to be proved and enforced.


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....are they allowed to do that?

 

MRC

 

not sure whether they are actually 'allowed' to or not. but, they shouldn't be, as they discontinued and was not judged. their loss on the fees.


IMO

:-):rant:

 

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not sure whether they are actually 'allowed' to or not. but, they shouldn't be, as they discontinued and was not judged. their loss on the fees.

 

Theoretically I suppose it could be challenged...but only should anyone try to Litigate again.

 

Andy


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OK ..quick update. Received a letter yesterday from Cabot advising me that Marlin have now passed my account back to them

and that I really should call them and sort out payment as they have been trying to resolve my problem for a while now.

 

 

No mention of trying to take me to court and then discontinuing a month ago !!!

 

I intend to ignore it unless they start to go back down the road to court again.

 

 

I think that I read somewhere that they would have to have a different PoC from last time if they want to do that?

 

 

The only thing that has changed is that they have added their fees for issuing a claim onto the current debt total.

 

Is this the right course of action or should I be copying their letter about 'currently unenforceable/notice of discontinuance to Cabot.

 

Any advice greatly received

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