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    • ok well next time never use email esp when entering into what seems like pointless letter tennis on your behalf.?when you had no real need to reply to them in any manner or form.   it only encourages them you are a mug and gives them a free way to intimidate and harass you by email.   get some kind of records from saas/slc on what they believe is your current status as they do still do the Adminmost of these loans .      
    • ignore ...yes its not a letter of claim from a solicitor with their client being the Uni. until/if you get one of those pop back here.   no-one can add anything to any debt ...so can't increase it.   nothing to do with 'credit' but yes ofcourse you can request and they will have to produce all paperwork inc how they dealt with your dispute if the time comes and they move to court.   redwood or harwood are good names to put in our search top right in the red banner.        
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    • Apologies I hadn't seen that uploads need to be in PDF.   I have received the attached letter from STA which I assume is a standard letter as I've never spoken to them on the phone. I'm not sure what they mean by 're-commence recovery action'? Do I just continue to ignore them?   I have been in contact with the Uni who insist I need to pay the fees as I left the course after the first three weeks. They have not provided any evidence/documents that I signed an agreement to pay the fees or that I acknowledged that fees would be due if the course was left early. They referred me to their website which undoubtedly has changed since I was there.    I appreciate I shouldn't reply to STA however I'm not sure how to proceed with this overall.   I've read the claim form page and I'm not clear if I can request a copy of a credit agreement from the Uni as I'm not sure if its standard for a University to have required a credit agreement to be signed?    I'm not really clear what happens next and at what point I need to act. I've read about lots of different cases (fee related and non fee related) but can't find information on a case that is similar to mine. Do I wait until the Uni begins a formal action? I am concerned as I don't want the amount to increase from the already significant amount they are demanding.     Many thanks for any help you can offer.  staletter.pdf
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Royal Mail - issue from Specsavers sending former occupier letter


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This problem started since I moved into my new house in July 2013.

Different people/organisation have sent letters to my address for former occupiers

which is now stopping since I returned them to the postbox,

but there is one which hasn't stopped.

 

The problem is from Specsavers who have sending post at my address for a former occupier

who used to live at my address and still is still persisting.

I haven't opened these all letters as it is against the law.

Overall, Specsavers sent around 7 letters to the same person and I have been sending it back to the postbox

 

Other companies who have sent former people in my address have stopped sending me letters

since I returned it to the post, but Specsavers have sent one again on Tuesday 10th February 2015.

 

What should I do now,

should I send a complaint letter to the customer services or the CEO of Specsavers?

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shredder?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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When I first receiving these letters I used shredders.

 

But when the quantity of letters increased, I decided to return them to the postbox.

 

The shredder did not work for me.

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have you one of their store nearby you could pop into with one of the letters

 

 

might be as simple as the details being removed from a database for flyers?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just keep them all, and mass mail it back to them. Cut out the front of a prepaid envelope if they have provided one, and tape it to the front of a parcel with all their junk in it. Then send it back to them at their expense.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Just keep them all, and mass mail it back to them. Cut out the front of a prepaid envelope if they have provided one, and tape it to the front of a parcel with all their junk in it. Then send it back to them at their expense.

 

Some would also advise wrapping a brick with the letters before posting :madgrin:

 

Is it true Royal Mail charges the sender if letters are being sent to a wrong address?

 

No. The sender has paid for delivery to the address displayed on the envelope. Royal Mail have a legal obligation to attempt delivery. Letters marked "Return To Sender" are generally returned free of charge if unopened.

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No... you can't eat my brain just yet. I need it a little while longer.
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Print clearly on both the back and front of the unopened envelope :_

 

"RETURN TO SENDER"

"THERE IS NO ONE OF THIS NAME AT THIS ADDRESS"

"THIS IS NOT THE FIRST TIME THESE LETTERS HAVE BEEN RETURNED"

"PLEASE AMEND YOUR RECORDS"

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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