Once you have accepted a CCJ, can you challenge

[Rocky Roadster]

Hi,

I was pressured into accepting two CCJ's as appearing in court would have been devastating, if it got that far.

 

Is it possible to mount a new challenge against the debt as I am sure that there is no enforceable agreement?

 

One was a Debenhams store card and the other was a Debenhams loan. Both were taken over by CL Finance.

 

 

They are a millstone around my neck, in more than one manner.

 

Thanks,

[SabreSheep]

Sadly if you accepted the CCJs that is the end unless there is an error in procedure to get them set aside, or an error in law of which to appeal against

[SabreSheep]

However, the store credit card

 

Any PPI? Any late payment charges or over limit fees?

 

The Loan, Any PPI?

 

THESE can still be reclaimed.

[Rocky Roadster]

Thanks SabreSheep,

I will have a look at the card.

 

Cheers,

[havinastella]

Hi,

I was pressured into accepting two CCJ's as appearing in court would have been devastating, if it got that far.

 

Is it possible to mount a new challenge against the debt as I am sure that there is no enforceable agreement?

 

One was a Debenhams store card and the other was a Debenhams loan. Both were taken over by CL Finance.

 

 

They are a millstone around my neck, in more than one manner.

 

Thanks,

 

I don't understand above appearing in court.

 

Technically, your case did and you then received the CCJ's against you.

[renegadeimp]

Why would it be devestating? Its not a criminal court. Its a civil court. You got the CCJ's anyway, so im not sure i understand.

[AndyOrch]

I don't understand above appearing in court.

 

Technically, your case did and you then received the CCJ's against you.

 

Admittance./..default judgment does not require a trial stella

 

Andy