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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Changes in circumstances


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Sorry i thought i read help with tax and benefits thats why i commented on here. They havent even sent a letter telling me ive gone to other group yet. I just know by my money. Sorry ill ask other groups

 

Hi Twinkle. I don't know a lot about tax credits, but blonde bubbles does. What they are saying is that tax credits need to know if you're on income based [iR] or contribution based [CB] ESA. I'll try to find you a link, but you may need to ask the DWP.

 

HB

Illegitimi non carborundum

 

 

 

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Sorry i thought i read help with tax and benefits thats why i commented on here. They havent even sent a letter telling me ive gone to other group yet. I just know by my money. Sorry ill ask other groups

 

I wasn't telling you not to post here.

 

You were asking if tax credits needs to know that you've changed from work group to support group, I was telling you that they don't need to know which group as it isn't relevant to your tax credit claim.

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I came on here for help. I basicaly gave my life story in my first message to try to explain things what have happened to me whichs just coming to my attention lately, With my Bank and Insurance ,Screwing me over. I admited im thick with anything remotely confusing,I bury my head. Panic. I ve got to 39 ,With out needing that much help from anyone. But now i WANT to understand. And fight back for all the years ive been screwed over. And I just can't seem to get anywhere. I KNOW my bank owes me. And Millenium Brokers. I saw it on a list of banks who had been confirmed. Which were Millenium Insurance Brokers ltd. and Think Money Group. Thats who im with. I was going to go with a company who deals with it all. But thought id sooner come on here, Educate myself at the same time, AND if im lucky enough to get anywhere. Id sooner donate to this group with the support it has for people, Rather than it go to anyone else . After my first question about the bank. And believe me u would have no idea how hard it was for ne to write it. I log on to a comment of OUCH! Spellings Please. Can You Tidy This Up, Thankfuly a member helped me out. Then i post here. Surely itd be nicer to just say hi, Do you meen this. Or this. Bcoz. Tax goes by income related or. Then just explained it abit if your good with Tax etc. Rather than make me feel thick. For not having a clue. It may as well be french to me. I dont even know if im answering people in the right box. Quick reply/link/ post link. I havent a clue. Im sorry for seeming ignorent. Im not

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I came on here for help. I basicaly gave my life story in my first message to try to explain things what have happened to me whichs just coming to my attention lately, With my Bank and Insurance ,Screwing me over. I admited im thick with anything remotely confusing,I bury my head. Panic. I ve got to 39 ,With out needing that much help from anyone. But now i WANT to understand. And fight back for all the years ive been screwed over. And I just can't seem to get anywhere. I KNOW my bank owes me. And Millenium Brokers. I saw it on a list of banks who had been confirmed. Which were Millenium Insurance Brokers ltd. and Think Money Group. Thats who im with. I was going to go with a company who deals with it all. But thought id sooner come on here, Educate myself at the same time, AND if im lucky enough to get anywhere. Id sooner donate to this group with the support it has for people, Rather than it go to anyone else . After my first question about the bank. And believe me u would have no idea how hard it was for ne to write it. I log on to a comment of OUCH! Spellings Please. Can You Tidy This Up, Thankfuly a member helped me out. Then i post here. Surely itd be nicer to just say hi, Do you meen this. Or this. Bcoz. Tax goes by income related or. Then just explained it abit if your good with Tax etc. Rather than make me feel thick. For not having a clue. It may as well be french to me. I dont even know if im answering people in the right box. Quick reply/link/ post link. I havent a clue. Im sorry for seeming ignorent. Im not

 

I'm sorry but I don't see how I have made you feel thick. All you asked on this thread was if you need to tell them you've changed from work to support group. You havent mentioned anything else about your life.

 

I answered your question by saying thay they don't need to know which group you are in. They only need to know if you are on income based or contributions based ESA. I don't deal with ESA so I can't tell you which one you would be on. I can only give help from the tax credit side.

 

When you claimed tax credits the forms would have asked whether you were on income based or contributions based ESA so I assumed you would know which one that's why I mentioned it.

 

I also said if you weren't sure then your letters from them might tell you or you could ask them.

 

If your not happy with what I have said then you can call tax credits and they can help you.

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The post you refer to is exactly this http://www.consumeractiongroup.co.uk/forum/showthread.php?441008-Hoping-for-help-with-my-Bank.&p=4689571#post4689571

 

"Owch

 

Please can you tidy this up, it is hard to read and hard ot understand what is going on"

 

No mention of spelling errors.

At the time it was all one block of text which made it extremely difficult to read. If we cant read it then we cannot ask questions about what we do or do not understand. There was no mention of you being thick and actually "big blocks of text" get typed here a lot, so do not take it personal. All that was said was a statement of fact which needed addressing so that your post could be made readable by more people in order to increase the amount of people that can help you.

Also the "person who made you feel thick" was also the person that flagged the post to get a site team member to assist you.

 

Please remember, people like me and also the site team are volunteers. If people make false accusations to people trying to help then that reduces the goodwill of those people to try and help.

 

I am disapointed that you feel that i made you appear "thick" and upset that you state I made a comment about "Spellings" when I did not do so. Especially considering my own spelling can be very bad at times and I also understand things such as dyslexia etc. As I have offended you I shall avoid your threads form now on.

 

I hope you get the right advice and also wish you good luck against those that owe you money. I look forward to seeing your threads with **won** tags in the future :)

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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I'm Sorry, blondebubbles, I took your Comment Wrong, When you wrote, The Group Isn't Relevant To Tax Credits, I thought that you had meant as , My question was nothing to do with the group (So I felt an idiot) . That 's why I replied back to you, I'll Ask Somewhere Else I thought ,wish i had got pm to say that, I made myself look stupid,.... Also SabreSheep, I Agree with you 100 per cent, My Paragraphs, Question Marks and Writing is AWFUL, (You Wouldn't believe English was one of my best subjects lol), I think I've got lazy (time to sort that out ), Half the time I Don't understand my own Texts, So how can I expect others to? . I think it just takes me so long to write something, And while It's in my head what to write, I Don't want to forget stuff. I just want to write it quick, I'm Sorry, to You Both, Me Being Paranoid, For No Reason, Also SabreSheep I don't think you will be seeing Tags saying that anytime soon, It's driving me Mad, If I'm honest,I'm at that stage now, Where it's not even about Money, I have just read so many storys from others who this s happened to, Who have put on Forums, GOT NOWHERE, It's Wrong, what they're doing, And I Can't believe no ones took them on to the end, x

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Honestly? Do I now understand, Hell No , Why don't they have websites with all there information in broken down ENGLISH?, For thickos like me, I did go onto the website last night, Read it, Then kind of got side tracked onto Gas and Lecky and Home Improvement stuff, But there wasn't anything on that page, I got a letter today of them, Which made no sence to me at all, I'll get it and type what it says.

Oh and I ALWAYS Admit when I'm Wrong, Then Apologise, I'm A Paranoid Idiot At Times, I know that xx

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Honestly? Do I now understand, Hell No , Why don't they have websites with all there information in broken down ENGLISH?, For thickos like me, I did go onto the website last night, Read it, Then kind of got side tracked onto Gas and Lecky and Home Improvement stuff, But there wasn't anything on that page, I got a letter today of them, Which made no sence to me at all, I'll get it and type what it says.

Oh and I ALWAYS Admit when I'm Wrong, Then Apologise, I'm A Paranoid Idiot At Times, I know that xx

 

If you struggle with the letters then honestly I think the easiest thing for you to do is to call DWP and ask if you are on income based or contribution based ESA.

 

Then call tax credits and check that they have the correct one. (Your tax credit awards notice should also show this).

 

If you are on income based, all they need is the dates it started, they don't need amounts.

 

If you are on contributions based, they need a rough estimate of how much you expect to get for ESA from April 2014 to April 2015. Again if calling DWP they should be able to help with that.

 

Do you have any friends or family that could help you with this?

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My family no not really. Or they could but wouldnt ask for anything. Its income based. Hun. i rang and asked for a copy of my esa. Id been on incompacity since 19. About 300.00 a week bcoz i have grand mals. Then about 6 yrs ago it halfed. Which was when they put me on esa. Which was were i had to go into see them over interviews etc. I bever had to give doctors notes in my life so was all new to me ive been getting 137.00a wk since. Last year i rang because i wanted to know the reason my money had halved. They said i was down as Inberwean on there system. Because id not had a medical. ( not my fault with not being called for one). So then they sent forns to fill did that end of july. Got nedical through for Dec tenth. And last week i had extra money. It had to be that. They confirmed over the phone id been moved into support group. X the DWP toY

If you struggle with the letters then honestly I think the easiest thing for you to do is to call DWP and ask if you are on income based or contribution based ESA.

 

Then call tax credits and check that they have the correct one. (Your tax credit awards notice should also show this).

 

If you are on income based, all they need is the dates it started, they don't need amounts.

 

If you are on contributions based, they need a rough estimate of how much you expect to get for ESA from April 2014 to April 2015. Again if calling DWP they should be able to help with that.

 

Do you have any friends or family that could help you with this?

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The only thing wrote on the Letter from DWP reads.....

 

You were awarded, Employment Support Allowance Income Related

 

Claim start date 7/8/12

 

At a weekly rate of 184.00 .

 

Paid up to 2/2/15 - Live Claim.

For any further enquires contact benefits centre manager

Now does the Start Date 7.8.12 Mean they're telling me, I've been getting that amount all along? Because I Haven't, Just 2 weeks last week

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