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    • The gaming giant is offloading the Venetian in a $6.25bn deal to invest in Singapore and Macao. View the full article
    • ok best shot..   you need to reply to that letter of claim.   for debt covered by the consumer credit act:   send a cca request along with the completed form:   NOTE ONLY USE THE ATTACHED FORM below DO NOT USE THE FORM SUPPLIED BY THE DCA IN THEIR PAP LETTER!! DO NOT USE OR GIVE THEM YOUR EMAIL/PHONE NUMBER. USE ROYAL MAIL 1st class - get free proof of posting from any PO counter   box D tick   I dispute this debt because ..i refer you to our previous communications and my previous respond to your previous Letter of Claim. i am over 50yrs and have deferred as required to meet the age write off.    box I tick   I also require you to supply the following..   All signed agreements Copies All my deferment sent to either yourselves, the SLC or the SAAS to date. Copies of all communications bothways in whatever format to/from Erudio, Capquest, yourselves and Me A copy of the any Default Notices A copy of the Notice of Assignment A complete set of statements detailing exactly how the sum you allege is owed has accrued detailing: All Transactions. Any additional charges, be them by the original creditor or you xxxx the debt purchaser or any predecessor DCA. Details of all contractual interest added by whom and on what date. List of ALL Payments made toward the Agreement   no need to do the financial statement etc anything else or send anything else bar the above do NOT give them your phone nor email PRINT your name never sign the form   staple the £1  PO to the CCA request and send it to the debt purchaser return the completed PAP form below to the solicitors that sent it to you attain free proof of posting for BOTH at any PO counter 1st class mail will do. recorded is a waste of money   reply form PAP.pdf
    • There's more support for many in the Budget, but for some it still falls short. View the full article
    • no you are kidding me...   they can't be that thick surely... could be game over if they've faked it.   can you attach it to a private msg to me please.  
    • The original pdf did bring up txt boxes where my details were, it wasn't as if it was a photocopied document with my details embedded and I do find it awfully convenient it appeared the very next day after the case meeting.   The address was the same as it should have been, but ive only recently moved, this case was already in motion during my move.   Can I then just argue the authenticity of the CCA  at the next meeting? Explain that when put into a editor my personal details and only them pop up as carefully placed text boxes whereas the rest of the form looks photocopied??
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

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First off a message to the admin team

 

Please feel free to move this to the special needs forum - i have posted it here as it is more visited and i am hoping for a few responses as im at a loss, the fact a redirect link is here will help

 

i have a 7 year old daughter with austism spectrum disorder, she has a confirmed diagnosis and is under a specialist autism nurse

 

she And we are having alot of trouble with her school and are wondering how to proceed, ill try and lay this out as best i can but please bear with me as i may wander a bit

 

Bullying - she has got to a point now where she is claiming to be ill and kicking and screaming when we try and take her into school, we know partially about this it is a particular child who is hair pulling, scribbling on work, calling her a baby, persuaded her that all school puddings are poisonous (this is a child thats under a dietician due to poor eating anyway) - we mentioned this to the teacher and all we got is "it couldnt be that child it must be something thats happening at home"

 

IEP - she was for the last 3 years on an IEP, this meant regular meetings with her teacher and extra support, she was taken off this at the start of the year, she is struggling with the work and has a short attention span, we have asked for this IEP to be re-instated but have only been told that "she doesnt need extra help she needs less time off to see the doctors" (the autism nurse has said she should be on one)

 

Attention span - despite being told that she has a very short attention span and that she finds it very hard to sit still (something the autism nurse has said is common with autism) we also get constantly told that shes had to be taken out of assembly's as she cant sit still - when we have mentioned that this is down to the autism we are told that shes "simply being naughty"

 

Fun Fit - the autism nurse recommended that the school add rachel to their fun fit program to help her settle - however we are now being told that they want to take her off this due to her "acting up" due to her attention span, and behaviour which is the reason she was put on the program in the first place

 

Springboard funding - the school applied around 18 months ago to have springboard funding for her, this was due to her behaviour, not being able to keep up with work and issues with wandering around and out of school, we were told that they had been granted the highest funding level, we were told that this was to be spent on baffle locks for the doors, extra doors between school areas, and a teaching assistant to provide 1-1 support - none of this ever arrived, the only thing that happened was printed stop signs appearing on the doors, a month after this the school got new windows throughout and a new roof on the outdoor play area - we are worrying now that the money was misappropriated however are not sure how to ask where the money went or even if we are entitled to

 

 

any advice would be brilliant

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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she is aware of the bullying issues

 

most of the rest of it started after the last appointment so will normally have to wait a couple of months till the next one

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Good idea to make an appointment to see the autism nurse asap and update the nurse on what's been going on and your suspicion money allocated for Rachel has not been designated to her.

 

The school can give you the contact details of the Springboard funding authority, give them a ring and voice your concerns. They will be able to check how the money has been spent.

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will chase sorry its half term week so bit hard to update now

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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no nothing like that but theres a new roof on part of the playground and new windows throughout

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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