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harris1997

GE Money - Unregulated Loan taken out July 2006

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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi Caro

 

Thanks for the link and yes they continue to charge me the £40.

 

I have uploaded an example of my statement where the additional interest payment goes up and then down each alternate month.

 

 

Does anyone know why this is.

 

 

There is nothing specific in my terms and conditions about additional interest.

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Hi all,

 

 

A brief update

- I lodged a complaint with FOS for the charges, they could only look at anything after April 2014.

 

 

As a result GE are paying me back the £40 charges plus additional interest from April till now.

 

 

Any further charges they may add each month I will need to follow the complaints procedure all over again and then refer to FOS if they don't refund.

 

 

A lot of messing around but if the result is they have to pay them back to me I will do it.

 

 

Anything prior to April 2014 I will have to continue to battle with GE and possibly go down the court route to get them back

as FOS can not make a decision on anything prior to April 2014 because my loan is unregulated....

 

I also have shelter working with me on this as well.

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thanks for coming back harris

 

 

do get them back

 

 

there are lots of people doing this now

 

 

 

 

dx


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